Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • System
    System Posts: 178,097 Community Admin
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    Sounds like a lovely afternoon with the family. We had a lovely walk today crunching through the leaves !
  • Halshimitzu
    Halshimitzu Posts: 1 Newbie
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    There’s just one thing you didnt explain in you lovely write up. What does DH mean?
    Dear Husband? Darling Husband?
  • Sun_Addict
    Sun_Addict Posts: 21,403 Forumite
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    It's dear husband.

    Hope things get sorted soon hairy sounds like a right palaver xx
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • beanielou
    beanielou Posts: 90,464 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Dear husband or darling husband.
    DD~dear daughter
    DS~ dear son & so on.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    It was a good afternoon and evening Cumbria, SA and beanie :) Thanks for popping by Halshimitzu :wave:

    Today I spent £2.20 on the bus, £2.65 on coffee, £1 on ten birthday cards from Card Factory, £3 on six posher cards from The Works, £3 on a 2018 calendar and diary from The Works, and £1.78 on ten metres of tartan gift wrap which can double up as xmas and birthday wrap :xmassmile.

    The total came to £13.63 :eek:so a slightly spendy day, but it will all be useful. I then spent £8.75 on fruit and binliners from Tesco :eek: Not a cheap day, but spent on useful stuff rather than frittered away.

    Since then I've cleaned out the furry moron, emptied all the bins and put some laundry on. Feeling slightly shattered now, but I still need to wash towels and change our bedding :o

    I'm going to need my cider tonight :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    Hi Hairy,

    Glad that you had a nice time with your sister :)

    Don't feel too bad about the spending, all useful stuff and you must've needed them.

    Have a lovely afternoon and enjoy your cider later xx
  • beanielou
    beanielou Posts: 90,464 Ambassador
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    Enjoy your cider :)
    I may have a raspberry gin later!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Thanks purplemum. Mmmm rasberry gin, I like the sound of that :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    It's very quiet today without DS1, he's going to be away for a whole week. On the plus side DH and I can watch things DS1 doesn't like on the telly :D

    My jeans are feeling tight around the waist due to too much socialising and too many Ripples :mad:. Curse my love of Ripples :mad:. So I need more walking and less chocolate :eek:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    beanielou wrote: »
    Enjoy your cider :)
    I may have a raspberry gin later!!

    Raspberry gin is lush! My mum brought me a bottle down when they came to visit....didn't last long :o :rotfl:
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