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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • I'd love a spot of rain. We live in a tree lined st and the sap excreted makes my car a travelling fly paper
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • I'd love a spot of rain. We live in a tree lined st and the sap excreted makes my car a travelling fly paper

    I'll try and send it your way :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well DS2 is on his way to the airport. It always feels a bit sad to wave him off, we won't see him for two months this time. He'll have such an interesting time though and being there for two months will be quite an immersive experience :).

    It's still raining outside so no gardening or sorting garden rubbish today :mad:. I have some ironing that I must do as I'm running out of things to wear :(. I should also clean the bath, wash and bleach the shower curtain and vacuum the whole house. But will I? I don't feel very inspired at the moment :o.

    It's only about three weeks until I go to Scotland :eek:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,369 Community Admin
    10,000 Posts Photogenic Name Dropper
    Send rain here please , we haven't had any for weeks and non forecast ! Friend on way now so best disappear.

    DS2 will be back before you know it, enjoy your Sunday .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Send rain here please , we haven't had any for weeks and non forecast ! Friend on way now so best disappear.

    DS2 will be back before you know it, enjoy your Sunday .

    Thanks Cumbria :). The rain stopped at lunch time but the garden has had a good soaking. Have a good time with your friend.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Hairy - your break away at your dad's sounded just the ticket - and lovely weather too!

    Hope D2S has a good journey. Two months in Spain at his age! What a great experience!

    You certainly did a lot in the garden yesterday!:eek: I'd have a relax today though. I'm meaning to iron later, but latest episode of "Hidden is calling to me or perhaps my latest book?........:D
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Thanks SSG I did have a lovely break :).

    I do feel a bit tired after yesterday but literally all my tops need ironing as I've been away :eek: and I'm unlikely to fit ironing in in the week. I can only do it if the fan's on me though as it's so hot :mad:.

    DS2 will have a lovely time, I wish I was going with him :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • redofromstart
    redofromstart Posts: 5,931 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I'm envious of the rain. Never thought I would say that, but the garden is bone dry and the lawns look very dead.

    Glad you had a good break, love the sound of the lavender farm.
  • beanielou
    beanielou Posts: 96,571 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy travels to your DS :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the rain was short lived. We haven't had rain for a while here but not complaining after I got soaked a few weeks ago.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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