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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • System
    System Posts: 178,369 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hope all ok with you ?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Yes thanks Cumbria :). It was DH's birthday yesterday and today's been food shopping and full on housework, so no time to update my diary. I need to cook now!

    I'll give a full report as soon as I can :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,369 Community Admin
    10,000 Posts Photogenic Name Dropper
    As long as all ok, thought the travel may have wiped you out. I bet you have been busy , you will have been missed.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Glad you're home safe and sound, if tired. We missed you.


    I hope you enjoy your Saturday Saunter if you still plan to go:beer:. Maybe the heat and the fact that you've just been away from home for a whole week means you'd prefer to have a day at home tomorrow instead.


    I picked up 3 enticing bargain books this week:j and came home really excited to get stuck into the first one but this hot weather doesn't agree with me and I feel permanently zonked out:o. Not like me at all, I'm nodding off in the recliner in the middle of the day and then managing a full night's sleep as well.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 June 2018 at 8:58PM
    As long as all ok, thought the travel may have wiped you out. I bet you have been busy , you will have been missed.

    I'm fine Cumbria :).
    Glad you're home safe and sound, if tired. We missed you.


    I hope you enjoy your Saturday Saunter if you still plan to go:beer:. Maybe the heat and the fact that you've just been away from home for a whole week means you'd prefer to have a day at home tomorrow instead.


    I picked up 3 enticing bargain books this week:j and came home really excited to get stuck into the first one but this hot weather doesn't agree with me and I feel permanently zonked out:o. Not like me at all, I'm nodding off in the recliner in the middle of the day and then managing a full night's sleep as well.

    Thanks both :). What books did you get Carboot? My dad gave me three Hammond Innes books which I will enjoy.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I had a really lovely week with my dad and stepmum :). We went to two very interesting and beautiful NT places, met my stepsister for lunch in a nearby olde worlde town, had a family picnic and went to a lavender farm. It was really good to spend some quality time with them. I had a very relaxing time and the change of scene did me good :T. But I missed DH and the DC so I was pleased to come home.

    Yesterday it was DH's birthday so we went out and DH spent his birthday money plus we had lunch in a cafe. Then DH relaxed in front of the telly while I cleaned out the furry moron and finished unpacking. Then in the evening we had an Indian takeaway. Very indulgent :D. DH said it was the best birthday he's had in ages :T.

    Today we had to do the weekly food shop I normally do on a Wednesday and I did a ton of other housework :eek:. I'm feeling hot and tired now. Hot weather is okay when you're on holiday but not so great for doing housework and working in a hot office :eek:. We ordered another fan for the office today as one isn't enough, we need one each to stay cool!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • In other news DS2 is going to Spain for two months on Sunday, I'm really going to miss him :( but I'm pleased for him to have an adventure :T. Very mixed feelings :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    I love reading your diary hairy hand but get fed up with having to explain to the family why I'm laughing. Sorry but 'furry moron always gets me.:rotfl:

    I'm glad you had a nice time on you trip. A lavender farm sounds lovely.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • System
    System Posts: 178,369 Community Admin
    10,000 Posts Photogenic Name Dropper
    Sounds like lovely family time , and a good rest for you. Am with you on the hot weather HH.

    Hope DS2 gets off to Spain ok , it wasn't him that lost his boarding card was it ?

    It's good to have you back.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • I love reading your diary hairy hand but get fed up with having to explain to the family why I'm laughing. Sorry but 'furry moron always gets me.:rotfl:

    I'm glad you had a nice time on you trip. A lavender farm sounds lovely.

    Thanks Parsnip :rotfl:. The lavender farm is lovely, a gorgeous smell and a sea of purples :).
    Sounds like lovely family time , and a good rest for you. Am with you on the hot weather HH.

    Hope DS2 gets off to Spain ok , it wasn't him that lost his boarding card was it ?

    It's good to have you back.

    Thanks Cumbria it's good to be back :D

    It was DS3 that lost his boarding pass, DS2 has been remarkably efficient so far (mind you he may not tell me everything :think:).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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