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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Totally agree with you, the prices would rise, but we can dream , detest food shopping .

    I quite like food shopping but it gets me out of the house :o (working from home makes me stir crazy).
    Sun_Addict wrote: »
    I rely on home delivery as we no longer have transport. I still prefer to buy the fresh fruit and veg myself though as I like to see it and look at the use by date but I pass a Lidl on my way home from work every day so not a problem.

    Hope you're going for your Saturday wander today HH - enjoy :)

    I agree about the fruit and veg, you have to check for half rotten stuff :mad:.
    Wish I passed a Lidl on a regular basis, I love their store. My nearest supermarkets, even small ones are in our local very small town which is 7 miles away. There's just a Morrisons and a Co-op. Then a couple of years ago they opened an Aldi but it's not as good as Lidl in my opinion so I never go there. When I take a trip to my nearest 'big' town (16 miles away) where they have the full range of big supermarkets I always pop into Lidl and stock up with my favourites:j. Sadly, it's only about every 3 months:(


    My first Morrisons home delivery was brilliant:j. Lovely new van and the driver said it was his first day and I was his very first ever customer. There didn't look to be much in the van as it's the first week of home delivery in this area so I hope people get to use it when they realise they can and it doesn't cease to exist. Everything arrived, no substitutions, and was perfectly packed in bags labelled 'cupboard', 'fridge' etc. which was a helpful touch. The use-by dates were really long too so I was impressed. Even Sainsburys used to send things that needed eating/using by the next day:(. Delivery is free until the end of June, plus 500 extra More points per order, so I'll definitely be using the service lots of times until then. They deliver from my nearest massive store which I never go to because of the distance so it was nice to be able to get some items which my local smaller store doesn't stock. All in all, a happy bunny:j

    That's brilliant that your Mr M de,ivery was so successful, free as well and extra points :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 April 2018 at 2:40PM
    .
    Have a lovely day HH

    x
    Thanks Wannabe :)
    Yes - you're right. I saw a programme on TV a few months ago about the rise in food delivery services like Just Eat and Deliveroo. In it they mentioned that supermarket delivery isn't at all profitable but it's so popular now that individually the supermarkets are scared to stop it. If Aldi or Lidl did deliver their prices would certainly rocket!

    Your volunteering sounded very rewarding. :)

    I know you've had a lot going on lately what with your flu and visitors but have you thought anymore about upping your income work wise?

    Hope you enjoy your Saturday wander today.

    I may do an extra session of volunteering soon so I could have the option of applying for those sort of jobs. However DH seems much more energised on the work front lately and we have some exciting possibilities in the pipeline. It's a case of keeping my options open and monitoring the situation. Thanks for asking SSG :).
    beanielou wrote: »
    Enjoy your Satirday saunter HHD :)

    Thanks Beanie :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Crikey! Saturday already. Where does the time go?:eek:

    Thinking of you on your Saturday jaunt, HH:beer:. I hope the weather is being kinder where you are than it is here. Rain, rain, rain. Then, just for a change, heavy drizzle:(

    Rain free here but cloudy. Although the sun came out for about half an hour :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Rain free here but cloudy. Although the sun came out for about half an hour :).

    Glad to hear that:beer:

    Did you pick up any interesting books today?
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 April 2018 at 2:41PM
    My Saturday saunter wasn't too spendy today. The usual on bus and latte (I love my lattes :D). Then £2 on a book 'Sunday Morning Coming Down' by Nicci French, which is in excellent condition. Spent £1.80 on a red lobelia for the garden. £3.48 on tweezers and dental floss, and £3.88 in Mr T on bananas, satsumas and chocolate for DS1. Then another £3 on grapes, strawberries and blueberries from the fruit stall.

    It was manic at the shops :eek: so I thought it must be payday.

    Tonight I'm going out with my friends. I can'y really afford it but I missed the last one because I was at the hospital with DH. Plus one of them has the all clear from cancer and we're celebrating that :T. We're going to a pasta/pizza type restaurant so there should be some vegetarian options. We split the bill usually so I hope the others don't order expensive stuff :eek:.

    I'm going to do a bit of gardening in a minute as it's a bit of a weedfest out there :eek:. DH has offered to clean out the furry moron today :T. He's in disgrace at the moment as he weed on the carpet, so he's confined to quarters (furry moron not DH :rotfl:).

    Hope everyone is having a great Saturday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,588 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your night out :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sounds like a fun night out. You deserve it and I hope you really enjoy it without it being too expensive:beer:


    I've never read anything by Nicci French yet. I see a few in the mobile library but for some reason I've never chosen one. Is that the husband and wife couple who write books together? Are they any good? Would you recommend?


    Last time I was selling at a car boot sale I bought a couple of books from the adjacent seller. 2 for £1 and they are in really nice, clean condition:j. They are by Peter Lovesey, who I've read books by before and really liked so I hope these are as good. They're crime novels based in the Bath area. Not started yet, I'm still finishing off Larry's Party by Carol Shields which I half read, had to pack away in a hurry when we had to have some emergency building work done and forgot all about it:o. I rediscovered it by accident and am so glad that I did:j. It's not crime but I don't always read crime although it's my favourite genre.
  • beanielou wrote: »
    Enjoy your night out :)

    Thanks Beanie :)
    Sounds like a fun night out. You deserve it and I hope you really enjoy it without it being too expensive:beer:


    I've never read anything by Nicci French yet. I see a few in the mobile library but for some reason I've never chosen one. Is that the husband and wife couple who write books together? Are they any good? Would you recommend?


    Last time I was selling at a car boot sale I bought a couple of books from the adjacent seller. 2 for £1 and they are in really nice, clean condition:j. They are by Peter Lovesey, who I've read books by before and really liked so I hope these are as good. They're crime novels based in the Bath area. Not started yet, I'm still finishing off Larry's Party by Carol Shields which I half read, had to pack away in a hurry when we had to have some emergency building work done and forgot all about it:o. I rediscovered it by accident and am so glad that I did:j. It's not crime but I don't always read crime although it's my favourite genre.

    Thanks Carboot :).

    Nicci French are excellent, I highly recommend their standalones as well as the Frieda Klein series. They are the husband and wife couple. I haven't tried Gerald Lovesey yet. So many books so little time :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Crikey! Saturday already. Where does the time go?:eek:

    Thinking of you on your Saturday jaunt, HH:beer:. I hope the weather is being kinder where you are than it is here. Rain, rain, rain. Then, just for a change, heavy drizzle:(

    We've had rain today - garden does NOT need any more thank you.
    Younger daughter & 3yr old grandson came round for homemade lasagne & lemon drizzle cake (I'd have done the same at her age !!). Grandson wanted to try a 300 piece jigsaw of Thomas the Tank Engine. Took about 30 secs to realise his mistake. Daughter & hubby knocked themselves out doing it whilst grandson & I threw cushions at each other for an hour!! Think he & I had more fun.
  • @Elizabeth I love your story about the jigsaw and the cushions :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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