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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Cumbria_lass wrote: »I wear flip flops and sandals from May till September as well , rain or shine .
Volunteering sounded like you did really well, better than I would . I am back at mine next week . We are only every fortnight for 2 hours.
If Aldi did online shopping I would have mine delivered .
Have a good saunter tomorrow.I also wish aldi did home delivery.
I've heard that home deliveries aren't very profitable and supermarkets only do it because customers expect it now. Ldl and Adi probably can't deliver and keep prices low.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Totally agree with you, the prices would rise, but we can dream , detest food shopping .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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I rely on home delivery as we no longer have transport. I still prefer to buy the fresh fruit and veg myself though as I like to see it and look at the use by date but I pass a Lidl on my way home from work every day so not a problem.
Hope you're going for your Saturday wander today HH - enjoyI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Have a lovely day HH
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Sun_Addict wrote: »I rely on home delivery as we no longer have transport. I still prefer to buy the fresh fruit and veg myself though as I like to see it and look at the use by date but I pass a Lidl on my way home from work every day so not a problem.
Hope you're going for your Saturday wander today HH - enjoy
Wish I passed a Lidl on a regular basis, I love their store. My nearest supermarkets, even small ones are in our local very small town which is 7 miles away. There's just a Morrisons and a Co-op. Then a couple of years ago they opened an Aldi but it's not as good as Lidl in my opinion so I never go there. When I take a trip to my nearest 'big' town (16 miles away) where they have the full range of big supermarkets I always pop into Lidl and stock up with my favourites:j. Sadly, it's only about every 3 months:(
My first Morrisons home delivery was brilliant:j. Lovely new van and the driver said it was his first day and I was his very first ever customer. There didn't look to be much in the van as it's the first week of home delivery in this area so I hope people get to use it when they realise they can and it doesn't cease to exist. Everything arrived, no substitutions, and was perfectly packed in bags labelled 'cupboard', 'fridge' etc. which was a helpful touch. The use-by dates were really long too so I was impressed. Even Sainsburys used to send things that needed eating/using by the next day:(. Delivery is free until the end of June, plus 500 extra More points per order, so I'll definitely be using the service lots of times until then. They deliver from my nearest massive store which I never go to because of the distance so it was nice to be able to get some items which my local smaller store doesn't stock. All in all, a happy bunny:j0 -
HairyHandofDartmoor wrote: »I've heard that home deliveries aren't very profitable and supermarkets only do it because customers expect it now. Ldl and Adi probably can't deliver and keep prices low.
Yes - you're right. I saw a programme on TV a few months ago about the rise in food delivery services like Just Eat and Deliveroo. In it they mentioned that supermarket delivery isn't at all profitable but it's so popular now that individually the supermarkets are scared to stop it. If Aldi or Lidl did deliver their prices would certainly rocket!
Your volunteering sounded very rewarding.
I know you've had a lot going on lately what with your flu and visitors but have you thought anymore about upping your income work wise?
Hope you enjoy your Saturday wander today.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Cumbria_lass wrote: »Totally agree with you, the prices would rise, but we can dream , detest food shopping .
Detest it too.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
carbootcrazy wrote: »Wish I passed a Lidl on a regular basis, I love their store. My nearest supermarkets, even small ones are in our local very small town which is 7 miles away. There's just a Morrisons and a Co-op. Then a couple of years ago they opened an Aldi but it's not as good as Lidl in my opinion so I never go there. When I take a trip to my nearest 'big' town (16 miles away) where they have the full range of big supermarkets I always pop into Lidl and stock up with my favourites:j. Sadly, it's only about every 3 months:(
My first Morrisons home delivery was brilliant:j. Lovely new van and the driver said it was his first day and I was his very first ever customer. There didn't look to be much in the van as it's the first week of home delivery in this area so I hope people get to use it when they realise they can and it doesn't cease to exist. Everything arrived, no substitutions, and was perfectly packed in bags labelled 'cupboard', 'fridge' etc. which was a helpful touch. The use-by dates were really long too so I was impressed. Even Sainsburys used to send things that needed eating/using by the next day:(. Delivery is free until the end of June, plus 500 extra More points per order, so I'll definitely be using the service lots of times until then. They deliver from my nearest massive store which I never go to because of the distance so it was nice to be able to get some items which my local smaller store doesn't stock. All in all, a happy bunny:j
All sounding good & a bonus on the extra points:TI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Enjoy your Satirday saunter HHDI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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