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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Thanks BeanieFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hi everyone
.
The first job of today was to weigh myself. That didn't go well :eek:. I've put on four pounds in the last two weeks :eek:. Not really surprising when I think what I've been eating, including two meals out.
However today is the first day of my healthy eating regime with the aim of losing ten pounds by 1st July. With that in mind so far today I've eaten:
Breakfast - oats with skimmed milk
Lunch - cheese on wholemeal bread plus satsuma
Snacks - banana, grapes, blueberries and rasberries
So far so good. Dinner will be DH's pasta bake followed by cider (ahem).
I did my Saturday ramble. I spent £2.20 on the bus, £2.65 on my lovely lovely latte, £1.25 on a book and £10ish in Mr T on fruit, cheese, pasta and crackers.
Since I got home I've cleaned out the furry moron and emptied all the bins. I just need to put some more towels on to wash (where did all the clean ones go? :huh:) shower and the relax.
Hope everyone is having a good SaturdayFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I fogot to mention that I also sucumbed to a pack of six Violas from the market for £1.80. I can't wait to get all my flowers in pots tomorrow and it had better not rain
.
I bought a punnet of grapes for £2 from Mr T, then walked past a fruit stall that was selling punnets for £1 :eek:. My internal voice went "Nooooooo!!!!":eek:. I bought a punnet of those too in the end, because I feel a bit unhealthy and run down still and want to pump us full of nourishing fruit and vitamins. I know from past experience that the best way to wean us off chocolate is to have nice fruit in the house.
So far today I've done 10,453 steps which should help with the weight loss :j.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sounds like you had a brilliant time over Easter with family HH
Lovely to hear you're nearly back to your usual self xx“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Thanks Wannabe, I'm definitely getting there
.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
What lovely family time you have had HH. The weight will come back off once your back in your routine.
Love hearing about your Saturday morning saunters . Your fruit buys were indeed a good buy.
Enjoy your cider if you are having one.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Dont worry about the weight just now.
As CL says it will come off when the weather gets warmer.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I hope so, I lost eight pounds when I had flu and now I've put four pounds back on :mad:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Don't forget you lost the 8lbs because you had no appetite and wasn't eating. That was a drastic way to lose weight and now you're eating normally that's why it's going back on. The ideal amount to lose and keep it off is 1-2lbs a week. Once it's levelled out you should start losing steadily again provided you watch what you eat and keep the steps upI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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True SA. I need to keep my food diary again because it's so easy for extra calories to sneak in and I seem to have very little willpower at the moment
. I want to be my target weight for the summer as all my clothes fit better and it gives my confidence a massive boost.
Can you fit well into your holiday clothes SA? I expect you can with all the steps you do.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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