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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • beanielou
    beanielou Posts: 96,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    carboot crazy~~Do you have a diary please?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you are enjoying the time with your sister hairy :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    carboot crazy~~Do you have a diary please?


    Thanks for asking, beanilou. I don't have one. I've thought of starting one but my life is so humdrum that I can't imagine anyone being interested enough to read it or subscribe to it:o


    I just clutter up other people's diaries, like this one. Apologies to HH and others who I lumber with my ramblings:o
  • beanielou
    beanielou Posts: 96,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    cbc~~You dont lumber anyone :naughty:
    I am always amazed anyone reads mine TBH but they do.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 April 2018 at 7:21PM
    I hope you had a good evening with your sister and her DH, HH:beer:. It's always lovely to enjoy a home-cooked meal with family or friends IMO:j


    I'm a bit anxious about OH's health at the moment. He has a long-standing thyroid condition for which he has to take lifelong medication and as a result has blood tests every 6 months to monitor the dosage. Because of all the recent talk and publicity about prostate cancer (and the fact that OH is always moaning about having to go to the loo very frequently these days:eek:) I bullied him into seeing his GP for a prostate test. He had the manual investigation done:eek: and the Doc said his prostate was slightly enlarged but nothing unexpected for someone of his age. The Doc also asked the Practice Nurse to do a blood test to double-check.


    Someone from the Surgery phoned OH yesterday to say his results for that were fine:j but the other blood tests they did at the time show he is pre-diabetic. He has so many blood tests for the thyroid condition that I'm surprised this wasn't flagged up sooner, especially as he had the last tests only 6 weeks ago when they tested for everything! Unless, of course, it's a very recent development but I can't see why as he hasn't been binging on Easter eggs:rotfl:


    I'm not too worried about the pre-diabetes diagnosis as such as I know it's usually a wake up call to change habits but I can't see why he is in this category. He isn't obese or even very overweight. I'd say he could afford to maybe lose half a stone but who couldn't? He does a fair amount of exercise by walking and cycling, hardly ever drinks, eats all the right things. That's why I'm a bit anxious as I can't imagine what else he can do to stop becoming fully diabetic.


    I'm getting a bit ahead of myself here, he still has to see the Practice Nurse next week so maybe she'll give him some tips. He's just hoping it won't mean any more pills. He takes so many for various things that he rattles when he walks:eek:

    It's great that his prostate is fine :T. The doctor will want to talk to your OH about his diet, etc, as something is causing his blood sugar to be raised. It's possible he may have more sugar than he realises as it is added to so many things. It's good for you both to be aware of it before it develops into full blown diabetes.

    I would try not to worry as I'm sure your surgery will give him advice to help lower his blood sugar :).

    BIL is still having chemo with obvious side effects, but we don't know how effective the treatment is yet.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Thanks for asking, beanilou. I don't have one. I've thought of starting one but my life is so humdrum that I can't imagine anyone being interested enough to read it or subscribe to it:o


    I just clutter up other people's diaries, like this one. Apologies to HH and others who I lumber with my ramblings:o

    I would definitely read your ramblings Carboot, I'm constantly shocked and amazed that people read mine :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 April 2018 at 7:55PM
    I've been too busy to update my diary :eek:.

    I had a very busy but fun Tuesday! I did more tidying of the pig sty in the morning, followed by going to Costalot for latte (:j) with sister, her DH and parents. Poor DH had a meeting followed by training so couldn't come :(. Then everyone but my parents went for a long walk around the coast and the sun actually shone on us :T. Then we came back to our house and I cooked them a meal.

    We had a great time but I was shattered by the evening and realised I'd done 18,000 steps, over seven miles and over fifty floors :eek:.

    Wednesday was a working day, but we met at a lovely country pub for a meal in the evening to celebrate sister's birthday. I hadn't been there before but the food was lovely :).

    Sister has flown home today and I will miss her but will see her again in July. She gave me some bedding plants as a present and my stepdad gave me a bag of potting compost , so I'm looking forward to planting those at the weekend :). Sister reckons L#dl and A#di do cheap bedding plants.

    Today is a normal working day :( but DH and I went to Mr T for the weekly food shop. We overspent :mad: but did get blades for DH (£8 :eek:) and (half price) easter eggs for my two nephews.

    DS3's passport came today which is good :T.

    I hope everyone is having a good Thursday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Very, very belated birthday wishes Hairy - you sounded like you had a wonderful time with your family. It must be lovely to see your sister again.

    You've been very busy though what with the cleaning and the gardening!

    P.s. car boot - I would really interested to read your diary if you decide to start one. Good news too on your OH's prostate.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Thanks SSG :). I've had some lovely family time and outings, but have had a tiring time what with the extra cleaning and gardening too :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you have had a lovely time with your family. :A
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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