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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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As I said before it is your diary.
Moan if you want.
Look into going to college & training or should I say do qualification that lets you be a teaching assistant? Just a thought.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thank you beanie, SSG and Redo for your valuable input. I really appreciate it. It's easyy to get swallowed up in your own problems and a fresh perspective really helps
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
As I said before it is your diary.
Moan if you want.
Look into going to college & training or should I say do qualification that lets you be a teaching assistant? Just a thought.
That is a possibility beanie that I have thought about.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HHoD is it limited company or self employed? Does it use your surname so its obvious? References aren't worth the paper they are written on frankly, we don't expect more than a confirmation of name and date of employment out of a company reference, and character references can be provided by just about anybody.
Its always easier to write a CV for someone else. I bet we could come up with some great words for you, or feel free to PM me when you are ready and I will help. I'm better at technical/professional/office/manager ones than anything child related though.
Hope this helps!My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo0 -
I think that is the cry of most mothers - “it’s quicker to do it myself!”:D
I was like that too but ended up giving DD jobs to do in the long break before she went up to uni. The premise was: everything in the house to be kept tidy and one job to do per day, I.e washing the windows. It actually worked out ok - and she still had time for her p/t supermarket job!
And excellent idea on the NT outings. Good, healthy day out and positive nice time spent together!:TFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Great idea from beanie and lovely of redo on the offer of the CV. :T. She is the expert here........Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Oh gosh HHOD, what a nightmare 24 hours you have had. Im glad DH has been tested and will wait to see the outcome from next week.
Im not surprised you feel down, I would be the same. Just thinking if you do do a bit of voluntary you could ask them for a reference if you should start applying for jobs? xxMummytogirls x0 -
I agree with SSG, particularily about the meeting new people part.
I think that's the thing I miss the most about not working, being part of a community. And the monthly salary!Seasidegal58 wrote: »Don’t be daft - you can moan on here as much as you like.
Glad OH has decided to become human again and appreciate you.
I don't think DH means to be selfish. He just has no idea how hard I work. The first time I went on my great escape and got back, he said he hadn't realised how much I did around the house, and that he'd hardly got any work done because he'd spent so much time doing housework!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
You would be a fab CAB volunteer~~& a great way to get a reference I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
HairyHandofDartmoor wrote: »I think that's the thing I miss the most about not working, being part of a community. And the monthly salary!
I don't think DH means to be selfish. He just has no idea how hard I work. The first time I went on my great escape and got back, he said he hadn't realised how much I did around the house, and that he'd hardly got any work done because he'd spent so much time doing housework!
Hmmmmm - hence perhaps the need for the family pow wow to gently remind him again........:DFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0
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