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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My friend made a mistake on my passport form so I need to pick up another one tomorrow :cry:. Never mind, she was very apologetic and I let her keep the wine I took :rotfl: (couldn't find flowers). The forms are so fiddly to fill in :mad:.

    Hope everyone has had a great evening :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    Get 2 just in case ! Sorry to hear you have to do it again, but it can’t be helped . As I said they are very archaic and not easy to follow and fill in.

    Have a good day .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Cumbria :). They are a right pain in the wotsit :mad:.

    I've done my walk in a misty and waterlogged park. I've clocked up 5,180 steps, 26 floors and 28 active minutes so far today :j.

    I did a PA survey first thing this morning so about £12.50 in there now once they're all approved :T. I need to top up my emergenct fund :o.

    DH is in a meeting with the new enquiry so fingers crossed he makes a sale (or two :D).

    I have work to do, plus laundry and tidying up the mess DH made getting ready for his meeting :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,446 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you got the day off to a good start. Hope DH got some sales.

    Keep stepping :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Willowtree222
    Willowtree222 Posts: 8,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    How did the meeting go? x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done on getting your steps in early HHOD.

    Hope DH had a good meeting and the work comes off xx
    Mummytogirls x

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sun_Addict wrote: »
    Sounds like you got the day off to a good start. Hope DH got some sales.

    Keep stepping :)
    Nicnak wrote: »
    How did the meeting go? x

    DH did really well and the customer bought three months work, to be paid monthly and renewed for another three months if they're pleased with it :T. It will pay the mortgage for three months anyway :T.

    Now we need to bring in enough work to pay for the other outgoings. A couple of our other customers are muttering about possible work, so DH just needs to reel them in. It's like fishing :rotfl:.

    My steps have gone up to 11,870 now and 37 floors :j.

    Plus I did two more PA surveys, I've got £15.50 now once they've been approved :beer: (I added it wrong before).

    On the minus side it's been drizzling all day, but overall a very good day :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mummytogirls wrote: »
    Well done on getting your steps in early HHOD.

    Hope DH had a good meeting and the work comes off xx

    Thanks MTG DH did well and made a sale :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Brilliant news HHOD xx
    Mummytogirls x

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today is grocery shopping day and as ever I will attempt to keep it to £74 with a £6 top up shop on Saturday.

    The weather sounds awful out there, misty and blowing a gale :eek:.

    Have a good Wednesday everyone :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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