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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've got a fair amount done.

    Wash bath mats DONE
    Put clean washing away DONE
    Put dishwasher on DONE
    Iron 8 tops DONE (DH & ME)
    Do more laundry
    Sort clothes in suitcase
    Unblock down pipe
    Take down birthday banners DONE

    I feel tired after yesterday and I'm fed up with grey skies and rain :(. But we're going to my parents for dinner so at least I won't have to cook :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,480 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yah for no cooking.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    HairyHandofDartmoor wrote: »
    Thanks Fraser I'll look into that :)

    So will I:T, MSing without even having to leave the house sounds absolutely brilliant:j
  • Sun_Addict
    Sun_Addict Posts: 24,334 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you had a lovely meal at your parents - no cooking = bliss :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    HairyHandofDartmoor wrote: »
    I've got a fair amount done.

    Put dishwasher on DONE
    Iron 8 tops DONE (DH & ME)
    ).

    Always interesting to see what other people's household tasks are. We don't have a dishwasher (except me!), a shame there's no room in the kitchen for one.
    I got so fed up with the hated ironing, and the never-ending pile of it, that I now use the washing-machine programme that leaves it all VERY damp, hang (outside whenever feasible) and miss the ironing step altogether Hubby seems completely unfazed - I'm not even sure he's noticed. T-shirts get hand-smoothed when dry.

    I'm still reeling at all your step counts. You should be literally melting away !!!
  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I use Grassroots for MS. I don't do them very often as I don't think the incentive outweighs the hassle. I'll book one if I'm going to be in the area though
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Yah for no cooking.

    I know, lovely :)
    carbootcrazy wrote: »
    So will I:T, MSing without even having to leave the house sounds absolutely brilliant:j

    It does sound interesting.

    Sun_Addict wrote: »
    Hope you had a lovely meal at your parents - no cooking = bliss :)

    And just what I need on a Sunday :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    elizabethhull wrote: »
    Always interesting to see what other people's household tasks are. We don't have a dishwasher (except me!), a shame there's no room in the kitchen for one.
    I got so fed up with the hated ironing, and the never-ending pile of it, that I now use the washing-machine programme that leaves it all VERY damp, hang (outside whenever feasible) and miss the ironing step altogether Hubby seems completely unfazed - I'm not even sure he's noticed. T-shirts get hand-smoothed when dry.

    I'm still reeling at all your step counts. You should be literally melting away !!!

    I do the minimum of ironing that I can get away with, but some dressy tops I wore over Christmas and some of DH's shirts needed ironing. I don't bother with tee-shirts. After DS3 was born I stopped ironing most things as something had to give :eek:
    jwil wrote: »
    I use Grassroots for MS. I don't do them very often as I don't think the incentive outweighs the hassle. I'll book one if I'm going to be in the area though

    Another one to look into :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,368 Community Admin
    10,000 Posts Photogenic Name Dropper
    I confess I love ironing !
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've had a worky kind of day today. Couldn't face my walk, so I've only done 6,326 steps :o.

    We got a new enquiry for work :T and I got a PA survey :T.

    We did a quick trip to Mr T for the inevitable milk, bananas and water for DH :mad:.

    I need to pop out any second to get my passport form signed so I'll need to pick up flowers.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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