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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • System
    System Posts: 178,367 Community Admin
    10,000 Posts Photogenic Name Dropper
    Enjoy your morning shopping trip into town, plus the coffee .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes enjoy your Saturday day out Hairy.

    The mystery review of restaurants sounds right up my alley. Though not sure it will help my diet though!:D

    Thank you everyone for the passport discussion - just reminded me that mine expires in a few months time!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,334 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your Saturdays sound fab HHOD :) Hope you've had a good one.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cumbria_lass wrote: »
    Enjoy your morning shopping trip into town, plus the coffee .
    Seasidegal58 wrote: »
    Yes enjoy your Saturday day out Hairy.

    The mystery review of restaurants sounds right up my alley. Though not sure it will help my diet though!:D

    Thank you everyone for the passport discussion - just reminded me that mine expires in a few months time!
    Sun_Addict wrote: »
    Your Saturdays sound fab HHOD :) Hope you've had a good one.

    Thanks all :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 January 2018 at 6:52PM
    My Saturday started well because I've lost 2 pounds :T:j:T:j:T:j

    I went into town on the extremely crowded bus and bought two mugs in a sale. I remembered my Boots card, and found that I was able to buy the item DS3 wanted with my points :T I didn't even know I had points on the card, so £4.50 saved :T. I had my yummy latte, then met DH and DS1.

    DH bought two jumpers and some socks with his £50 voucher and they cost exactly £50, what are the chances? His jumpers were originally £45 each but he got them both for £36 and some posh socks for £14 :T. I love a sale :D.

    We did DS1's errands and then went back to Costalot. I had another latte and the others had a half price toastie each and no drink. I got charged £10.90 and I suddenly thought hang on, that can't be right. They'd charged full price for the toasties :mad:. So I went back to the server and he refunded me £2.80. Then I thought hang on, that still isn't right, so back I went and he gave me another pound :mad:.

    It's lucky I asked for a receipt and checked it, I bet a lot of people wouldn't notice :mad:.

    Then we went to Mr T and bought fruit, milk, cider etc for around £11. I realised when I got home that the cider wasn't needed, but it'll save me buying it next week.

    I was walking around town for five hours in total and have done 13,633 steps so far, no wonder my feet hurt :eek:. I didn't have lunch until 3.30pm :eek:.

    When I got home I cleaned out the furry moron, emptied the kitchen bins and the dishwasher and put some laundry on to wash.

    I am tired now :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,473 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No wonder that you are tired now.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Willowtree222
    Willowtree222 Posts: 8,284 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Fab day for you!
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Brilliant day with the weight loss and savings in B00ts. Boo to C0sta trying to charge you too much though, its a good job you checked xx
    Mummytogirls x

  • Sun_Addict
    Sun_Addict Posts: 24,334 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on your weight loss :)

    Fab bargains in the sales, sometimes I think it's best to hang on until the tail end of sales as you can get some great bargains.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes there is less choice later on in the sales but you can get some great reductions :).

    I'm starving at the moment, but don't want to eat in case I stop losing weight :o. DH is cooking and he always takes hours over it, I'm not sure how he manages to take so long :huh:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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