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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Sun_Addict
    Sun_Addict Posts: 24,227 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you found Rick. It’s a great way of getting some steps in without any jumping. I aim for a minimum of 15k steps a day so often end up sneaking a quick session into my day if I’m behind. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Glad you found Rick. It’s a great way of getting some steps in without any jumping. I aim for a minimum of 15k steps a day so often end up sneaking a quick session into my day if I’m behind. 
    I enjoyed it. I envy him his location too 😍.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sorry to hear you’re still positive HH.

    I too found Rick after an SA recommendation 😊 I really enjoy his walking workouts and so do the kids. 👍🏻
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 January 2022 at 9:52AM
    Thanks @sashybo How are you now? Feeling better I hope?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I’m a lot better thanks HH, still tired but I’m usually tired anyway with the kids as they still wake at night quite a lot!
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • sashybo said:
    I’m a lot better thanks HH, still tired but I’m usually tired anyway with the kids as they still wake at night quite a lot!
    Glad you're on the mend anyway 😊. There's no cure for young children  😱😂.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,227 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 January 2022 at 1:57PM
    Oh good grief 😩 Surely you’re no longer infectious by now, not sure how it works?
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • I just had a text from Test and Trace saying I need to continue self-isolating until, and including, the 21st, unless I test negative two days in a row. Sigh. They said after the 21st I can stop testing and stop isolating. They're counting the days from my positive PCR test and not the positive LFT the day before 🙄.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • foxgloves
    foxgloves Posts: 12,712 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh my days, @HairyHandofDartmoor - this is getting ridiculous. It just shows how people can be completely symptomless while still infected. Really hope you see that negative result soon.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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