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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Finally 🥳👏 On the plus side you got your assignment done 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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You are out the other side at last
Good work on your assignment.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Well done on the assignment work, not to mention the bureaucratic frog !
I bet you can hardly wait to get back to normal - what a slog it's been. Fortitude is the word, definitely an exercise in fortitude. As you say, with infection & vaccines you're surely proof against anything.5 -
Glad to hear you’re finally testing negative HH. 🎉Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.4
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You are one of the longest I’ve known to have had Covid. Glad you are finally testing negative. Enjoy your freedom.xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.005
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Hurrah I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Oh & good news on the assignments I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
So pleased you are now negative! This is why, once you've had a positive, your test results shouldn't go back into the app: traces of virus will show up even if you aren't actively infectious, so entering a positive would trigger another period of isolation.
All the best for the Covid grant claim, hopefully it will go through smoothly and quickly.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
Great news on the assignment Hairy xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x5 -
Lots of positives for you to celebrate, Hairy, plus one NEGATIVE which is even more important.
I bet you're so relieved your imprisonment can end. I hope the sun is shining on you today as it is here so you can really enjoy some fresh air.
Great to hear that your new supervisor is so helpful and that your assignment is done and dusted. Well done
. You also mentioned that your DH was busy working so I hope that means he has a good supply of work coming in. That would be a load off your minds in these anxious times for your finances.
Take care xxNew Challenge: Tilly Tidy as much as possible in 2022. Running total to 26 Feb: £183.77
Tilly Tidy to £1200+ by 31/12/2021 Challenge. Final 2021 total: £1313.37 /£1200+ Average £109.45/month
J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.166
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