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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Lovely to see you back, HH, and to hear all your news. As ElizabethHull said, a mix of good and bad as with life.
Great news on DS's degree and the fact that you'll have him home again if not forever then for a while. I'm happy for you that you're having the opportunity to go out and about and enjoy your local area and that you have a couple of holidays/family visits to look forward to. Well done to Stepdad for contributing to the cost, he sounds like a very kind man, Nice too that you could treat yourself to some new clothes. I'm assuming DH's work must have picked up recently and if so I hope it continues to do so now your TA money has finished. I was really sad to hear that there isn't a permanent post for you at the school, where you're so happy but should you go for a TA job elsewhere your current Head will surely give you the most glowing of references. Her loss will definitely be someone else's gain. Wishing you the very best of luck with your job-hunting.
I hope your long journey to and from DS's place was stress free and that you enjoyed your hotel stay and that it included a great breakfast. Ouch to the cost of the car service though, seems a bit steep but I agree it was best to be safe. I assume that price includes any replacement 'bits' like oil and filters. Plus the dreaded VAT which so few businesses tell us about in their initial quote!
Enjoy the rest of your summer. Take care of yourself and try to get some 'you' time. You've had a very stressful few months and you deserve a bit of pampering. xx
New Challenge: Tilly Tidy as much as possible in 2022. Running total to 26 Feb: £183.77
Tilly Tidy to £1200+ by 31/12/2021 Challenge. Final 2021 total: £1313.37 /£1200+ Average £109.45/month
J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.164 -
I hope you and the family are all OK, HHOD, and the only reason you're not posting is because you are too busy enjoying your summer break. Seems ages since you last updated us, the day before you went to bring DS home.
We miss you. Take care xx
P.S. I saw that the £1 million Premium Bond winner this month is in Devon with a holding of about £1000 bonds. I was thinking and hoping it's you but feel sure if it is you'd have let us know by now. Or maybe you're too busy celebrating.I know I would be.
New Challenge: Tilly Tidy as much as possible in 2022. Running total to 26 Feb: £183.77
Tilly Tidy to £1200+ by 31/12/2021 Challenge. Final 2021 total: £1313.37 /£1200+ Average £109.45/month
J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.165 -
Hairy , I hope you have had an amazing summer holiday spent with your family and friends . That you are feeling rested and refreshed ready for the new term at school , whenever you go back.Enjoy your bank holiday .Life is an adventure, never stop exploring.5
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Happy new school year Hairy. Hope school find you some more hours from somewhere 🤞January spends - £587.584
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Hi everyone. Sorry I haven't been posting. We were away for most of August visiting family.
Two days after we got back from visiting my dad, DH had a heart attack. He had chest pains so I rang 111 and they sent an ambulance. After nine hours on a trolley in the hospital corridor he was finally seen by a doctor and told he had suffered from a mild heart attack. He was given an angioplasty after four days in hospital and they put two stents in his artery after finding that one of the main arteries to his heart was partially blocked. He was discharged the day after the operation and I've been looking after him since. His medication has been increased and he was told he needs to lose weight. We've been going for short walks every day and will gradually increase the distance.
It's been a very stressful time as you can imagine. I took a week off school but went back today. I've got a new lunchtime class to get to know and I need to start applying for jobs when I can face it. I'm just trying to cope the best I can. If I don't post as frequently then I'm just trying to cope with life.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS8 -
Oh jeez HH that's a scary thing - well done you for reacting so swiftly and doing absolutely the right thing. I'm glad he's stented, home and recovering well.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Sorry to hear about OH heart attack pleased he has been treated and is at home recuperating. Remember @HairyHandofDartmoor you need to be looking after yourself as well as OH 🤗Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
Thank goodness DH was treated when he was, could’ve been so much worse if left. There’s always something. Take care xI get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Oh my goodness, HHoD. How stressful for both of you. Take care now.
F xx2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)4 -
EssexHebridean said:Oh jeez HH that's a scary thing - well done you for reacting so swiftly and doing absolutely the right thing. I'm glad he's stented, home and recovering well.Baileys_Babe said:Sorry to hear about OH heart attack pleased he has been treated and is at home recuperating. Remember @HairyHandofDartmoor you need to be looking after yourself as well as OH 🤗Sun_Addict said:Thank goodness DH was treated when he was, could’ve been so much worse if left. There’s always something. Take care xfoxgloves said:Oh my goodness, HHoD. How stressful for both of you. Take care now.
F xx
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4
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