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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Fidelia
    Fidelia Posts: 321 Forumite
    100 Posts First Anniversary Name Dropper
    edited 29 July 2021 at 3:42PM
    Lovely to see you back, HH, and to hear all your news.  As ElizabethHull said, a mix of good and bad as with life.  

    Great news on DS's degree and the fact that you'll have him home again if not forever then for a while.  I'm happy for you that you're having the opportunity to go out and about and enjoy your local area and that you have a couple of holidays/family visits to look forward to. Well done to Stepdad for contributing to the cost, he sounds like a very kind man, Nice too that you could treat yourself to some new clothes.  I'm assuming DH's work must have picked up recently and if so I hope it continues to do so now your TA money has finished.  I was really sad to hear that there isn't a permanent post for you at the school, where you're so happy but should you go for a TA job elsewhere your current Head will surely give you the most glowing of references. Her loss will definitely be someone else's gain.  Wishing you the very best of luck with your job-hunting.


    I hope your long journey to and from DS's place was stress free and that you enjoyed your hotel stay and that it included a great breakfast. Ouch to the cost of the car service though, seems a bit steep but I agree it was best to be safe.  I assume that price includes any replacement 'bits' like oil and filters.  Plus the dreaded VAT which so few businesses tell us about in their initial quote!


    Enjoy the rest of your summer.  Take care of yourself and try to get some 'you' time.  You've had a very stressful few months and you deserve a bit of pampering. xx
    New Challenge:  Tilly Tidy as much as possible in 2022.  Running total to 26 Feb: £183.77

    Tilly Tidy to £1200+ by 31/12/2021 Challenge.   
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    J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.16
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Happy new school year Hairy. Hope school find you some more hours from somewhere 🤞
    January spends - £587.58
  • Oh jeez HH that's a scary thing - well done you for reacting so swiftly and doing absolutely the right thing. I'm glad he's stented, home and recovering well. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
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  • Sorry to hear about OH heart attack pleased he has been treated and is at home recuperating. Remember @HairyHandofDartmoor you need to be looking after yourself as well as OH 🤗
    Fashion on a ration 2025 0/66 coupons spent
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  • foxgloves
    foxgloves Posts: 12,626 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh my goodness, HHoD. How stressful for both of you. Take care now. 
    F xx
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Oh jeez HH that's a scary thing - well done you for reacting so swiftly and doing absolutely the right thing. I'm glad he's stented, home and recovering well. 
    Sorry to hear about OH heart attack pleased he has been treated and is at home recuperating. Remember @HairyHandofDartmoor you need to be looking after yourself as well as OH 🤗
    Thank goodness DH was treated when he was, could’ve been so much worse if left. There’s always something. Take care x
    foxgloves said:
    Oh my goodness, HHoD. How stressful for both of you. Take care now. 
    F xx
    Thanks all of you. It has been tough but at least he's still with me and is on the mend. I need to encourage him to lead a healthy lifestyle so it doesn't happen again. He does seem keen to eat more healthily and to take daily walks.


    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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