We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
-
Sorry I've been AWOL again 😒. I've been busy thinking about my employment options for the future, plus still working.
I feel like my head is too full to post at the moment. I will be back posting I promise. I break up in four weeks so I can post more regularly then 🙂.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS9 -
Take it easy. Fingers 🤞crossed for work for you 👍January spends - £587.585
-
No need to apologise for not posting. Sometimes life gets in the way, and it sounds as if you're full of concerns about the future as well as coping with the present.
Hope the weather is improving for you after the the appalling downpours, Stygian light levels and unseasonable temperatures - where's the global warming when you want it ?5 -
Take care of youI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
elizabethhull said:No need to apologise for not posting. Sometimes life gets in the way, and it sounds as if you're full of concerns about the future as well as coping with the present.
Hope the weather is improving for you after the the appalling downpours, Stygian light levels and unseasonable temperatures - where's the global warming when you want it ?
I resorted to popping our central heating on for a couple of hours one evening last week. Miraculously, DH didn't mutter a single word of protest!
HHOD
Can only imagine how worrying things are for you at the moment work and finance-wise. We all miss you and your updates but understand that other things are more important to you at the moment. Take care of yourself. We'll look forward to 'seeing' you again hopefully before too long. Hugs to all the family xxx
New Challenge: Tilly Tidy as much as possible in 2022. Running total to 26 Feb: £183.77
Tilly Tidy to £1200+ by 31/12/2021 Challenge. Final 2021 total: £1313.37 /£1200+ Average £109.45/month
J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.164 -
Sending a hug. Nothing else.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Hi hairy just catching up with your diary again for some reason I’ve manage lose diaries I had subscribed to slowly but surely I’m find them again.Sorry to hear about TA position as maybe readers have said the government should be giving more money to schools to get the children’s education up to scratch and hopefully we are back to a normal school year after summer.My son has just finished uni luckily we have a lot of unis in this city he didn’t have to move. His girlfriend has moved into a shared flat with friends so he seems to be spending a couple of nights there which I enjoy. Well when I say I enjoy I enjoy the tidy house knowing when I go to bed I get up the same way I left it🤣🤣.You’ll be glad you spent the money on your garden it your wee safe haven at the moment.
Take care and look after yourself.
Ps I’m still buying the premium bonds to with any extra cash I have. I got a pay rise this month only £30 a month but as it’s money I never had im buying a pb each month with it, glad I read about them on your diary.4 -
Parkyp said:His girlfriend has moved into a shared flat with friends so he seems to be spending a couple of nights there which I enjoy. Well when I say I enjoy I enjoy the tidy house knowing when I go to bed I get up the same way I left it🤣🤣.
New Challenge: Tilly Tidy as much as possible in 2022. Running total to 26 Feb: £183.77
Tilly Tidy to £1200+ by 31/12/2021 Challenge. Final 2021 total: £1313.37 /£1200+ Average £109.45/month
J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.165 -
Keeping everything crossed you’ll find a permanent TA post 🤞
No fear of empty nest syndrome in my house my 34 year old DD is still living with me with no signs of moving out.I get knocked down but I get up again (Chumbawamba, Tubthumping)4 -
Hope you’re ok and looking forward to the school holidays 👍January spends - £587.584
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards