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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • I agree about Etsy, I bought masks from there too, in lovely patterns, and it is nice to support little cottage industries.
    Also found a tree decoration from there that is personalised to show cartoon pictures of your cats in Xmas outfits (in this case the 3 cats of DD1) and it says, 'We've been good cats all year!'

    I've done all my Xmas shopping online and all but 2 presents to my family have been delivered. I also was a little disappointed that my Asda delivery was to be the 19th (closest available to Xmas), but as Sainsburys seem to be even worse, it now seems pretty good ! It's only the two of us, and a lot of the food is home-made (chestnut stuffing and red cabbage casserole in freezer), so it's more a question of ingredients.
    I suggested to DH that we meet my brother half-way for a picnic, but he is not keen, so that's another family meeting out of the window. I'm determined to enjoy what we do have, but DH's paranoid anxiety about seeing people does get me down at times. Sorry to clutter up your diary with my complaints, HH. I've spoken to lots of people on the phone this week which definitely helps.
    I'm sorry DH's anxiety is stopping you from being able to see people. Hopefully the vaccine will allow us to get back to normal before too long, but not being able to see people can make you feel lonely and isolated in the meantime. Stay strong. And feel free to talk about how you feel on my diary (you're not complaining, just telling it like it is).
    beanielou said:
    I agree about Etsy, I bought masks from there too, in lovely patterns, and it is nice to support little cottage industries.
    Also found a tree decoration from there that is personalised to show cartoon pictures of your cats in Xmas outfits (in this case the 3 cats of DD1) and it says, 'We've been good cats all year!'

    I've done all my Xmas shopping online and all but 2 presents to my family have been delivered. I also was a little disappointed that my Asda delivery was to be the 19th (closest available to Xmas), but as Sainsburys seem to be even worse, it now seems pretty good ! It's only the two of us, and a lot of the food is home-made (chestnut stuffing and red cabbage casserole in freezer), so it's more a question of ingredients.
    I suggested to DH that we meet my brother half-way for a picnic, but he is not keen, so that's another family meeting out of the window. I'm determined to enjoy what we do have, but DH's paranoid anxiety about seeing people does get me down at times. Sorry to clutter up your diary with my complaints, HH. I've spoken to lots of people on the phone this week which definitely helps.
    I so get you about the paranoid anxiety. 
    My DS’s GF is the same. 
    It makes life very difficult & very sad. 
    I can see their point of view, but they are probably being over anxious and that means you can't see DS which is sad for you :(.
    milann said:
    The anxiety is a real worry. I do wonder what the mental impact for everyone after all this has finished will be 🤔🥺
    The Etsy things sound lovely Hairy. I might tootle over for a looksee 👍
    Mental health is definitely suffering at the moment :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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