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Finally Debt Free After 34 Years, But Still Need to Live Frugally

edited 18 November 2017 at 10:49AM in Debt Free Diaries
14K replies 802.1K views
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Replies

  • jwiljwil Forumite
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    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Have a lovely time having DS3 home :)
    "If you can dream it, you can do it". Walt Disney
  • elizabethhullelizabethhull Forumite
    672 posts
    Part of the Furniture 500 Posts
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    Hope all is going well at school, and that the good weather makes the organisation a fraction less stressful.
  • milannmilann Forumite
    4.5K posts
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
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    Hope all is well 👍
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    beanielou said:
    So pleased you have DS3 home  :) 
    Thanks Beanie :)
    teafor2 said:
    Hi HHD,  I can feel your joy that DS is home :) The house he's in sounds perfect and hopefully there'll be no leaks onto his bed this time. I'm sure all boys have the nocturnal gene of hamsters lol. £100 sounds really good for petrol, food and getting to have DS home with you ;)  

    My laundry basket is overflowing. I'm hoping for a break in the constant drizzle tomorrow so I can get some washing and drying done. Glad you've settled in at school. Hopefully some more TA sessions will come up and you'll pick up a couple more days. Do you mind me asking if you get paid as a TA3 now you've qualified. I have a couple of friends who have the TA3 qualification but the school only pays them at a TA2 rate and apparently some are paid at a TA1 level. Fingers crossed your DH's business will pick up again soon. Have a lovely time with all your boys. xx
    Thanks TF2 :). I actually have no idea what rate I'm paid. Well, my overtime form says MTA rates but they've asked me to put an extra hour a day on my timesheet when I claim for TA cover, so maybe that raises my pay up to TA level. I don't know how much the TAs at my school get paid. I get the impression they get less than £1000 a month. 

    Yay to having DS3 home at last, you sound so excited and happy 😊what a stroke of luck for him and his housemates to get a good deal on their house 😀
    Thanks OBL :)
    Nicnak said:
    Sounds like you're going to have a lovely time all together now.
    Enjoy DS3 being home! X
    Thanks Nicnak :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £900/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    jwil said:
    Have a lovely time having DS3 home :)
    milann said:
    Enjoy time with ds. 
    Pleased you’re enjoying being back at school.

    Hope all is going well at school, and that the good weather makes the organisation a fraction less stressful.
    milann said:
    Hope all is well 👍
    Missing you hairy x
    Thanks everyone :). Sorry I've been awol. I seem to have been really busy juggling school with having DS3 at home.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £900/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
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