📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Finally Debt Free After 34 Years, But Still Need to Live Frugally

1138113821384138613871551

Comments

  • beanielou said:
    So pleased you have DS3 home  :) 
    Thanks Beanie :)
    teafor2 said:
    Hi HHD,  I can feel your joy that DS is home :) The house he's in sounds perfect and hopefully there'll be no leaks onto his bed this time. I'm sure all boys have the nocturnal gene of hamsters lol. £100 sounds really good for petrol, food and getting to have DS home with you ;)  

    My laundry basket is overflowing. I'm hoping for a break in the constant drizzle tomorrow so I can get some washing and drying done. Glad you've settled in at school. Hopefully some more TA sessions will come up and you'll pick up a couple more days. Do you mind me asking if you get paid as a TA3 now you've qualified. I have a couple of friends who have the TA3 qualification but the school only pays them at a TA2 rate and apparently some are paid at a TA1 level. Fingers crossed your DH's business will pick up again soon. Have a lovely time with all your boys. xx
    Thanks TF2 :). I actually have no idea what rate I'm paid. Well, my overtime form says MTA rates but they've asked me to put an extra hour a day on my timesheet when I claim for TA cover, so maybe that raises my pay up to TA level. I don't know how much the TAs at my school get paid. I get the impression they get less than £1000 a month. 

    Yay to having DS3 home at last, you sound so excited and happy 😊what a stroke of luck for him and his housemates to get a good deal on their house 😀
    Thanks OBL :)
    Nicnak said:
    Sounds like you're going to have a lovely time all together now.
    Enjoy DS3 being home! X
    Thanks Nicnak :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.