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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Really positive news about being wanted for extra TA cover, HHoD. I can understand your worries about infection. These are scary times. I think it is really sensible of you to be planning easily washed & dried clothes and a daily routine of showering, hairwashing & washing your bag, etc. It will help you to feel that little bit more in control.
The extra money will be welcome & it is nice to feel needed.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
Great news about the cover if you want to accept it.
Amazing that you have also finished your assignment. Look at how much you have done since lockdown. That is brilliant. x
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x5 -
Good news on finishing the assignment and the TA cover. I think you do a lot to stay safe and they do say young children are a low risk of spreading the virus so you should be fine 👍I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Thank you Beaniebeanielou said:Good news I think on the TA cover.
Good news on the assignment being finished too
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
Thank you Foxglovesfoxgloves said:Really positive news about being wanted for extra TA cover, HHoD. I can understand your worries about infection. These are scary times. I think it is really sensible of you to be planning easily washed & dried clothes and a daily routine of showering, hairwashing & washing your bag, etc. It will help you to feel that little bit more in control.
The extra money will be welcome & it is nice to feel needed.
F x. Yes the extra money will be a big relief and it is nice to feel needed. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
Thank you NicnakNicnak said:Great news about the cover if you want to accept it.
Amazing that you have also finished your assignment. Look at how much you have done since lockdown. That is brilliant. x. I have made very good use of my time in lockdown so I have no regrets there.
Thank you SASun_Addict said:Good news on finishing the assignment and the TA cover. I think you do a lot to stay safe and they do say young children are a low risk of spreading the virus so you should be fine 👍. At least I'll be mixing with a limited number of people and I'm sure the school will be taking safety measures. Plus I would have had to go in every day anyway to do my lunchtime job. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
I'm going to be really busy from 1st June right up until the end of July when the term ends. So no more lockdown free time for me. I want to make the most of my last four days off.
I want to paint the garden bench, give DH's hair another trim to get it a bit shorter, go for a walk by the sea with DH and DS1 and get all my summer clothes washed and ironed. And if I get time I want to clean the mould off the bathroom ceiling and clean the bottom of the fridge where it's a bit sticky.
I know that once I'm back at school I'll get nothing done in the week and only a minimal amount done at weekends because I'll be tired all the time. So whilst I'm very pleased with everything I got done during lockdown and I don't have any regrets about wasted time, I want to get these last few things completed.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Sure that you will manage to do that in the next four days.
The weather is to be good too I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Thanks Beanie, I hope sobeanielou said:Sure that you will manage to do that in the next four days.
The weather is to be good too. I also want to schedule in some relaxation time too and I need a trip to Mr M tomorrow as we've run out of a few essentials. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS6 -
Sure you'll get it done. I'd keep my relaxing day as near to going back as I could. That's just me though!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x6
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