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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Just caught up!
I love sea air too. It just calms me and listening to the waves is one of the best sounds ever.
Great news about the assignment and getting the one done next week will be a great start or finish!
Hopefully the weather brightens up so you can get the bench done on Sunday.
I have heard that mortgage payment holidays are being extended if you needed to apply. You could always pay off what you can each month as oppose to what they say so that you are not accruing loads of interest but the payment is lower.
Have a lovely day x
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x6 -
Hope you have a lovely weekend
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I second that!🤣elizabethhull said:
What a shame he'll be away so long. I suppose it shows you've done your parental job well when they're independent. The next stage is that they start thinking they can tell YOU what to do - the cheek of it !!!!HairyHandofDartmoor said:I've just found out from DS3 that he's not planning on coming home for the entire summer holiday but will just visit a couple of times.......
Nobody else can hurt you like your children can and they don't even do it on purpose, they hurt you when they stop needing you 😥.
If you're off again to the seaside for your walk Hairy, I'd get there early like you did before. It's been mental at our seafront what with everyone descending!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
I envy you the walk by the sea....I know in theory we can travel but it doesn’t feel right to go from here yet. It’s an hour and a half for me to go to the sea. I’ll wait a little longer until I venture to the seaside.I know exactly what you mean able the feeling when the children don’t need you the way they used to. I felt that way when dd stayed in the city she went to uni at. I’m feeling it atm with her being the other end of the country form me. It’s the not knowing when we can go and stay or they can stay here again that’s getting to me and it’s too far for a day trip. I usually count the weeks down as we roughly see each other every couple of months - more often if we can, but that’s usually the longest period we go.January spends - £587.584
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I have a phobia about other people's hair, I can't let it touch me,it makes my skin crawl,also when ladies or girls have long hair and they part it at the back so each half hangs over the front of their shoulder I can't look at it, I don't like it round their necks,it's totally illogical and I don't know where it came from, I am really funny about things around my next though, I will wear a necklace but couldn't wear a polo neck,I am also claustrophobic too but I'm working on overcoming that, in my city there are the underground passages and I can't even look at photos of them because I feel like I can't breathHairyHandofDartmoor said:
Thanks DelichonDelichon said:Just typed a post and promptly 'lost' it. Grrr! I'll have another go..
I was fascinated to read about your DH's button phobia, HH. May I be nosy and ask if it's a full-blown phobia or just a dislike of buttons as, say, in decoration? In my professional life I encountered several people, mainly children, with a Velcro phobia. It was mainly because of the sound it made when anyone unfastened it. I never met anyone with a button phobia. I know the Velcro one caused lots of problems for the children's parents as so many items of clothing, shoes and other things use Velcro fastenings these days. If your DH has a real phobia I was wondering how he gets round having buttons on his clothing such as jackets and shirts. Sorry, I'm one of those irritating people who need to know the whys and wherefores of everything. (Embarrassed emoji).
Anyway, taking my curiosity a step further (obsessive, moi????) I just did a quick internet search and unearthed this. Might be of some interest to you and him.
https://www.news-medical.net/health/Button-Phobia.aspx
. DH can tolerate buttons on smart shirts and jackets (maybe because they're fairly discreet and he does wear them for smart occasions, perhaps because his desire to look smart is stronger than his button repulsion) but he refuses to wear polo shirts or any casual wear with buttons and he hates cardigans with buttons, so I wear cardigans without buttons and mostly hoodies or jumpers as he's not a fan of cardigans per se. When he looks at something with buttons on it makes him feel repulsion, so it is a proper phobia I think, but I've no idea why he's got it 🤔. Thanks for the link. He's fine with buttons on stereos and round shapes like coins, so it is mostly clothes he has a problem with, but he's obviously not as bad as some people.
It is a strange phobia to have. I think my snake phobia is perfectly understandable, although I can't even look at pictures of snakes or see them on the tv without being repulsed which is less logical. I was reading a book with a snake on the cover recently and I had to make a paper cover for the book so I didn't have to see or touch the snake 🤣. But that is more understandable than a button phobia as snakes can be harmful 🤔.
Phobias come in all shapes and sizes and some are very weird 😊Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8945 -
My eldest DD is petrified of clowns 😊Sun_Addict said:I don’t like clowns either although not a phobia as with buttons. My cousin also has a button phobia.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8945 -
A friend of mine always said she' didn't like snakes' (she was from Pakistan so had actually come across snakes), but I didn't realise it was an actual phobia until several of us we were walking round Henley, and she wouldn't walk next to me. Turned out that my polyurethane snake-print jacket was bothering her. I took it off and folded it so the pattern was invisible and froze in the cold wind for the rest of the afternoon ! Obviously I would never have worn it if she'd said she was phobic.Onebrokelady said:
Phobias come in all shapes and sizes and some are very weird 😊
My DSIL had a phobia of feathers, and went to CBT which was very successful.5 -
Awww sorry to hear your son is not coming home for the summer, it's horrible when you don't get to see them 😟 hopefully when and if they relax the rules you will be able to visit each other 😊
You have been busy this week, I'm worn out just reading about all the jobs you've managed to do
Have you ever been to Blackpool Sands near Dartmouth,one of my colleagues went there the other day and it looked gorgeous, it was also deserted so they had plenty of room for their little boys to run around, my nearest beach is Exmouth but I have to get the train so I haven't been down lately, I tend to go more in the autumn/winter because we can take B with us then, I might have to brave the train and go down for some sea air in a could of weeks 😊Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8948 -
All this Devon talk is making me nostalgic as we used to holiday there every year when the kids were young, been to most parts. The first time we went we over-estimated the length of time it would take us to get there, set off at 5am and got to the caravan park at 9am, couldn’t get in the caravan until 3pm. We set off later the following year needless to say.I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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I do feel lucky to live here,I'm from Derby originally and when my mum brought me down here ( she ran away so I didn't know we were going until she took me out of school) I vowed I would go back as soon as I was 18, Im 57 next week and still here 😊I wouldn't go back now even though I have a sister thereSun_Addict said:All this Devon talk is making me nostalgic as we used to holiday there every year when the kids were young, been to most parts. The first time we went we over-estimated the length of time it would take us to get there, set off at 5am and got to the caravan park at 9am, couldn’t get in the caravan until 3pm. We set off later the following year needless to say.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8946
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