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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Reminds me of one year when we went to the coast on Christmas Day. The only toilets open were in a pub, even that option has been removed now.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Sun_Addict said:Reminds me of one year when we went to the coast on Christmas Day. The only toilets open were in a pub, even that option has been removed now.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Several councils have been publicising the fact that they're not opening public toilets in the hope that it keeps people from travelling to the area if the weather is nice. TBH I think it was a mistake telling people they could drive somewhere for exercise - traffic is increasing, which means RTAs will go up, which then puts the emergency services at risk. I know most beaches won't have lifeguards, as you can't rescue someone without being at risk, but I do wonder whether this will end up with more emergencies as the carparks are open (but not the toilets!) so people will go anyway.
I know I'm lucky that I've got a garden and lots of space in the house, but I'm not going out unless it's essential - which has meant a couple of trips to the GP in the last 10 weeks. I did attempt a SM shop a couple of weeks ago, but drove there, saw the queue and decided I could manage.3 -
It's another lovely sunny day 🌞. We've had mostly sunshine since the lockdown so it's a shame we haven't been able to go anywhere for most of it!
I nipped to Mr M at 10am and was expecting a big queue but I was able to walk straight in 🙂. I bought a few food items that we needed for the weekend, but managed to forget bin liners which we've completely run out of 🙄. Luckily we've got a click and collect order from Mr T on Tuesday so hopefully we can last that long without them. When I got home I put a wash on which is now drying in the sunshine 🌞.
I'm planning on a mainly restful day today as I didn't sleep that well last night. I think all the changes at school were on my mind. But there's no point in thinking about school because although we've been given a lot of info about how the school in general is doing things, I won't know exactly how my own role will change until I get my timetable. I have two weeks off now which I need to make good use of.
Have a good Saturday everyone 🙂.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Agree, try to enjoy your two weeks off.
I suspect the timetable will change several times between now and the 1st June as well.
Take care xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x4 -
Enjoy your two weeks offI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Your comment about getting out of the habit of touching your face, well, I've broken my habit of moistening my finger to turn the newspaper pages ! I didn't realise how much I did it until it was a bad idea.
But having the newspaper is wonderful. I agree with the newsagent who called the delivery children 'little treasures'.
I hope you have a relaxing 2 weeks off, even though I know you'll be busy.
I'm on quarantine jigsaw no 7 !!!5 -
elizabethhull said:Your comment about getting out of the habit of touching your face, well, I've broken my habit of moistening my finger to turn the newspaper pages ! I didn't realise how much I did it until it was a bad idea.
But having the newspaper is wonderful. I agree with the newsagent who called the delivery children 'little treasures'.
I hope you have a relaxing 2 weeks off, even though I know you'll be busy.
I'm on quarantine jigsaw no 7 !!!
Another thing you have in common is doing jigsaws. It's always been one of his favourite forms of relaxation. He says it's one of the few ways he can really 'switch off'.
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It’s funny what relaxes some is a source of annoyance to others.....I have patience for lots and lots of things but give me a jigsaw puzzle and I’d be ready to throw it through the window after 10 minutes 😂😂😂 but I’ll happily knit, crochet, do fine icing and decoration on cakes, paint miniature model figures but I get really grumpy with jigsaws.....good job we’re not all the same - life would be pretty boring. My eldest granddaughter loves them and has done since being a tot - youngest one has no interest whatsoever.....
I wouldn’t worry about school yet Hairy, it might not happen depending on how the figures go.....I’m half suspecting it will, but hoping it doesn’t. 🤔😳🤔January spends - £587.585 -
milann said:It’s funny what relaxes some is a source of annoyance to others.....I have patience for lots and lots of things but give me a jigsaw puzzle and I’d be ready to throw it through the window after 10 minutes 😂😂😂 but I’ll happily knit, crochet, do fine icing and decoration on cakes, paint miniature model figures but I get really grumpy with jigsaws.....good job we’re not all the same - life would be pretty boring. My eldest granddaughter loves them and has done since being a tot - youngest one has no interest whatsoever.....
I wouldn’t worry about school yet Hairy, it might not happen depending on how the figures go.....I’m half suspecting it will, but hoping it doesn’t. 🤔😳🤔
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