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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Good news about the pension. You've reminded me to get a pension forecast so thank you
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
You're welcome DIAdoingitanyway said:Good news about the pension. You've reminded me to get a pension forecast so thank you. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
Well I'm back from school and I've showered away all the potential germs (hopefully). I feel exhausted and I only had nine children 😭. Only one more day to go anyway and then I get two weeks off. I'm not looking forward to 1 June though as I don't know what on earth will be happening then or what it will be like 😢. One of the children I looked after today is a very unusual child and wanted to lie on the floor in the sun most of the day 🤣. Perhaps he didn't get much sleep.
DH applied for his self-employed grant today 🙂. I hope it comes soon. DS2 can apply on Saturday so they must be staggering it, probably so the website doesn't fall over.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Probably a good idea to stagger it as otherwise nobody would be able to do anything xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x4 -
We're allowed to go to beaches ⛱ or country walks 🌳 now in England, although I'm not sure I want to unless the toilets are open as I have a weak bladder! I'm hoping NT places may open soon as they have toilets and the gardens are not normally crowded as they're members only. They said they were going to start opening their car parks from Wednesday 🙂.
It's very odd being allowed to go to supermarkets and get quite close to dozens of strangers, walk around the streets and have people go quite close to you, being at school chatting to my colleagues and supervising over a dozen childen (trying to keep a distance but school corridors are narrow). And yet we're not allowed to see more than one family member even if we're two meters apart. It's so illogical. Government logic seems different to the logic of normal humans 🤔.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
I agree. I can tag team with them though! 5 minutes each. Which person do you choose? XSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x5 -
I don't know who I would choose to be honest. DS3 if he lived nearer. Aunt and uncle would choose their son of course. I have no idea who stepdad would choose. I know my mum would have chosen me and I would have chosen her. I don't really feel that close to any other relatives now that I don't have my mum (apart from DH and the DC most of whom are in the house with me anyway).Nicnak said:I agree. I can tag team with them though! 5 minutes each. Which person do you choose? XFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Great news about the grant I hope it comes through quickly for you.5
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Thanks Pennypennywisepoundstupid said:Great news about the grant I hope it comes through quickly for you.. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
HH may I ask how you are topping up your mobile? I think we have the same contract. Maybe you are phoning in and using a debit card? Thanks. If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720255
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