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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Nicnak said:
    Thinking of you waiting for news. It is good that you have been working so hard on your qualifications and getting that assignment done. It will be a huge weight when it is complete x
    Thank you Nicnak. I will be pleased to finish the course as hopefully it will help me to get a job and also if I can (hopefully) go back to working longer hours eventually then it will mean I have more time in the school holidays for housework and relaxing.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,388 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on your assignment and all the exercise!

    Glad BIL doesn't have Covid. 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Willowtree222
    Willowtree222 Posts: 8,285 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good news about the Covid. Keeping him in will also help support him if he is in pain and might help with treatment too. 
    x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • milann
    milann Posts: 11,495 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Good news about BIL not having the virus. Sad news about his other health news though. I had a moment though when you’d mentioned a growth in his hip as that’s what the consultant thought I had back in January - luckily the complete body scan in my case had a better outcome than your BIL. I think he is in the right place whilst they get his temperature and pain under control. 
    Well done getting your course work completed. Just out of interest do they sign in your school at all. Our working from home has been about Makaton this week, which my team use at work - but trying to get some of the other staff on board is a struggle.
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,513 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on your assignment.
    Sorry to hear the further news about your BIL.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,341 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    One good thing is he doesn’t have the virus. That’s the last thing he needs on top of everything else. Glad he’s being well looked after, fingers crossed he gets sorted soon.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thank you everyone :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • milann said
    Good news about BIL not having the virus. Sad news about his other health news though. I had a moment though when you’d mentioned a growth in his hip as that’s what the consultant thought I had back in January - luckily the complete body scan in my case had a better outcome than your BIL. I think he is in the right place whilst they get his temperature and pain under control. 
    Well done getting your course work completed. Just out of interest do they sign in your school at all. Our working from home has been about Makaton this week, which my team use at work - but trying to get some of the other staff on board is a struggle.
    Thanks Milann :). One of the teachers has a deaf child and signs the lunch choices to her class. But I'm not aware of any other teachers at school using it and I'm not aware of any deaf children at our school. I've heard of Makaton but only because of my course because I had to write an assignment on speech and language difficulties in children. Of course I don't know everything so someone may do it.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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