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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Then I cracked on with part two of my assignment as soon as I got back Anyway I was finally able to start and worked on it from 10.30am until 5.30pm with half an hour for lunch. 
     🙂.
    That's a lot of intense work - well done to you. Hopefully it feels good to be over half way.
    I'm sure starting the day with a walk gets the system going in a nice way, we've been so lucky with the weather.
  • milann
    milann Posts: 11,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Well done on the assignment 👍
    January spends - £587.58
  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the walks and the assignment.

    Hope it's nothing serious with BIL x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done on your assignment HHOD. You dont realise how much things are bothering you until you crack on with them do you! xx
    Mummytogirls x

  • doingitanyway
    doingitanyway Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Great work on the assignment :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,488 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Friday 🌈
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
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    Hi HHD :) Good to hear that your BL's scan has come through quickly. Speaking from experience of attending this sort of appointment several times over the past few weeks, there doesn't seem to be a massive waiting time for things like this at the moment and when you do get there quite often you're the only one in clinic. 

    DD needed a script and she usually has it delivered to Mr T's Pharmacy but I rang her surgery and asked if they could send it to our local chemist instead as she's back home. Regardless of that, the thought of waiting in a supermarket queue just for a script sounds horrendous - although I wonder if they have a different queue for pharmacy. 

    Is your school still working on a rota with staff and when are you back in? Have a lovely day. xx
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 April 2020 at 2:37PM
    Thanks TF2 🙂. Yes when BIL went for his x-ray he went in straight away and didn't have to wait, so it will hopefully be the same for the scan.

    They may have a different queue for the pharmacy. I only waited for five to ten minutes outside the supermarket, but had to wait for forty minutes outside B00ts for the prescription 😭.

    Yes we're still doing a rota at school and I'm on next week but only for lunchtimes.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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