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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Still struggling that I won’t see my mum for Easter lunch.& no Easter eggs!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
beanielou said:Still struggling that I won’t see my mum for Easter lunch.& no Easter eggs!!
Why didn't you buy yourself an easter egg? (wags finger emojie) You deserve one.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
@beanielou, the eggs will be overstocked so treat yourself to a reduced price egg on Tuesday. That' my plan anyway.
@HairyHandofDartmoor, your energy levels put me to shame. Sit down and have a cup of tea!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
Impressed at how productive you’ve been today. I bet you feel very accomplished indeed 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Hairy,I'm going to message you my address then when you have finished your house..........😀Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8946
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Glad you got the job done. One big job a day is certainly something that seems to be working for a lot of people. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x4 -
Sun_Addict said:Impressed at how productive you’ve been today. I bet you feel very accomplished indeed 😁Onebrokelady said:Hairy,I'm going to message you my address then when you have finished your house..........😀Nicnak said:Glad you got the job done. One big job a day is certainly something that seems to be working for a lot of people. x
. I think it's my way of coping. I spent the first week after school shut for most children feeling tired and miserable, the second week working but feeling down when I was at home. This third week I've got my mojo back and thrown myself into cleaning and de-cluttering. Let's face it, what else have I got to do? 😭 🤣
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
I won't be able to do my Saturday saunter today 😭. But I've got more spring cleaning and de-cluttering planned 🙂.
My big job for today is to empty a small un-needed wooden chest of drawers that's currently in our bedroom and put it in DS3's room. DS3 has a broken plastic chest of drawers which needs to go to the tip. So when I've replaced it with the wooden one I'll put it in the garden with the other stuff waiting to go to the tip. I want his room to look nice for him when he finally comes home .
Apart from that I want to hang up DS1's net curtain, hoover the hall, put an un-needed chair in DS3's room (until the charity shops re-open), and put the clean washing away. After that I'll see how I feel and how much time I've got left.
I've already put a wash in the machine. It's going to be 22 degrees here today according to the forecast so my washing should dry quickly ☀️.
Have a good and safe Saturday everyone 🙂.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
HairyHandofDartmoor said:Sun_Addict said:Impressed at how productive you’ve been today. I bet you feel very accomplished indeed 😁Onebrokelady said:Hairy,I'm going to message you my address then when you have finished your house..........😀Nicnak said:Glad you got the job done. One big job a day is certainly something that seems to be working for a lot of people. x
. I think it's my way of coping. I spent the first week after school shut for most children feeling tired and miserable, the second week working but feeling down when I was at home. This third week I've got my mojo back and thrown myself into cleaning and de-cluttering. Let's face it, what else have I got to do? 😭 🤣
Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8944 -
my cleaning notions come and go but I do have a written down list to work off of xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.056
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