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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • beanielou
    beanielou Posts: 96,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Still struggling that I won’t see my mum for Easter lunch. 
    & no Easter eggs!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou said:
    Still struggling that I won’t see my mum for Easter lunch. 
    & no Easter eggs!!
    Sorry you can't see your Mum Beanie 😥. Will you be able to have a video chat with her? It's so hard when families are separated like this. 

    Why didn't you buy yourself an easter egg? (wags finger emojie) You deserve one.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,334 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Impressed at how productive you’ve been today. I bet you feel very accomplished indeed 😁
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Willowtree222
    Willowtree222 Posts: 8,284 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad you got the job done. One big job a day is certainly something that seems to be working for a lot of people. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Impressed at how productive you’ve been today. I bet you feel very accomplished indeed 😁
    Hairy,I'm going to message you my address then when you have finished your house..........😀 
    Nicnak said:
    Glad you got the job done. One big job a day is certainly something that seems to be working for a lot of people. x
    Thanks all of you :). I think it's my way of coping. I spent the first week after school shut for most children feeling tired and miserable, the second week working but feeling down when I was at home. This third week I've got my mojo back and thrown myself into cleaning and de-cluttering. Let's face it, what else have I got to do? 😭 🤣
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 April 2020 at 10:26AM
    I won't be able to do my Saturday saunter today 😭. But I've got more spring cleaning and de-cluttering planned 🙂.

    My big job for today is to empty a small un-needed wooden chest of drawers that's currently in our bedroom and put it in DS3's room. DS3 has a broken plastic chest of drawers which needs to go to the tip. So when I've replaced it with the wooden one I'll put it in the garden with the other stuff waiting to go to the tip. I want his room to look nice for him when he finally comes home .

    Apart from that I want to hang up DS1's net curtain, hoover the hall, put an un-needed chair in DS3's room (until the charity shops re-open), and put the clean washing away. After that I'll see how I feel and how much time I've got left.

    I've already put a wash in the machine. It's going to be 22 degrees here today according to the forecast so my washing should dry quickly ☀️.

    Have a good and safe Saturday everyone 🙂.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Onebrokelady
    Onebrokelady Posts: 7,906 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Impressed at how productive you’ve been today. I bet you feel very accomplished indeed 😁
    Hairy,I'm going to message you my address then when you have finished your house..........😀 
    Nicnak said:
    Glad you got the job done. One big job a day is certainly something that seems to be working for a lot of people. x
    Thanks all of you :). I think it's my way of coping. I spent the first week after school shut for most children feeling tired and miserable, the second week working but feeling down when I was at home. This third week I've got my mojo back and thrown myself into cleaning and de-cluttering. Let's face it, what else have I got to do? 😭 🤣
    I'm the opposite way round,I spent the first week running round cleaning my house and thinking how lovely it was going to be having all this time to just do all the things I need to do at home, now I'm just sitting here surveying the mess and wondering if I will ever get enough energy together to hoover up, my mojo has completely disappeared,I'm sooooo tired, I got up an hour ago and I'm just contemplating having a nap 😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
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