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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • beanielou
    beanielou Posts: 96,485 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are on a roll  :)

    Can I please ask what floor cleaner you use? thanks :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou said:
    You are on a roll  :)

    Can I please ask what floor cleaner you use? thanks :)
    Thanks Beanie :). Nothing special, just Mr T or Mr M multipurpose cleaner because it's cheap and cleans anything.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,334 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Having been on a trial lockdown for 7 weeks earlier this year with the broken leg, you will feel so pleased to do the most mundane things like going to the supermarket in the normal manner, trust me. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,136 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Wow busy again HH , it must be nice to have some of your mums books around you . Are you planting all the ones you got in Mr M on Sunday ? 

    Children's rooms, my two never cleaned their own rooms I did it until they left home, never made their own beds either . They both have tidy clean homes now . Each to their own I say. 
    Life is an adventure, never stop exploring.

  • Wow busy again HH , it must be nice to have some of your mums books around you . Are you planting all the ones you got in Mr M on Sunday ? 

    Children's rooms, my two never cleaned their own rooms I did it until they left home, never made their own beds either . They both have tidy clean homes now . Each to their own I say. 
    Thank you Sunshine :). I'm going to plant the Mr M plants on Sunday or Monday as it's forecast to be a bit cooler then.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • badmemory
    badmemory Posts: 9,986 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I've been nagging my DS for the last 30 years at least & he still doesn't seem capable of finding the dirty linen basket.  But then I have still not moved the 2 carrier bags full of tinned stuff a friend gave me out of the living room that have been there for almost 3 weeks.  Like mother like son, the only time I wish he took after his father.  But then if he did we would probably argue.  So as they say - be careful what you wish for!
  • Willowtree222
    Willowtree222 Posts: 8,284 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I haven't wanted to leave the house either. I don't think that is a bad thing as perhaps it is a rule following subconscious. I wonder if there will be an increase in agoraphobia or a decrease. I say decrease because the freedom to chose has been taken from people so now they feel even worse and when it is over decide to deal with the anxiety and go out. It would be an interesting study. 

    Have a lovely day. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 96,485 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Friday 😊🌈
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • badmemory said:
    I've been nagging my DS for the last 30 years at least & he still doesn't seem capable of finding the dirty linen basket.  But then I have still not moved the 2 carrier bags full of tinned stuff a friend gave me out of the living room that have been there for almost 3 weeks.  Like mother like son, the only time I wish he took after his father.  But then if he did we would probably argue.  So as they say - be careful what you wish for!
    🤣😂 Children are unique individuals and we love them for who they are ❤.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Nicnak said:
    I haven't wanted to leave the house either. I don't think that is a bad thing as perhaps it is a rule following subconscious. I wonder if there will be an increase in agoraphobia or a decrease. I say decrease because the freedom to chose has been taken from people so now they feel even worse and when it is over decide to deal with the anxiety and go out. It would be an interesting study. 

    Have a lovely day. x
    You may be right Nicnak 🙂. It's interesting what you say about the freedom to choose. It depends upon the individual and their unique psychology, but speaking for myself I think the more I go out the more I want to go out and the more I stay in the more I want to stay in. 
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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