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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Wow,you've been busy Hairy,I need to go for a lie down after catching up with your diary 😂😂 good news on the bookcase re arrangements and also snagging lots useful shopping,the lady on the till in my local Tesco express says that Easter Eggs are essential shopping so don't feel bad 😂
    Thanks OBL 🙂. I'm completely knackered so that's all I'm doing today 😩. I agree that easter eggs are essential 🤣.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • EssexHebridean
    EssexHebridean Posts: 24,615 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good work on the click & collect thing - I know around here the supermarkets are pleading for those who aren't at risk and can do so to shop in store, and those who are at risk but can do so to use click & collect as there aren't enough slots for those on the vulnerable lists. I'm not complaining as I hate online shopping - even at the moment I'd far rather pick my own stuff and there's no way I'm trusting someone else to choose meat for us - it's bad enough having to buy it from the supermarket in the first place!  Also not complaining about doing our own shopping on foot either - we can get to all of our local stores easily enough, the furthest is Sainsbugs at just under 2 miles away. and all without needing to risk coming into too close a contact with anyone else either, so no complaints there at all - means a little bit more exercise also which allowing I've been baking every weekend is probably no bad thing! 

    A friend of mine was saying last night that her sister got called out by a checkout operator in the supermarket for buying hairspray " you can't have that - it's not essential!" would you believe. She did exactly what I would have done and left the entire basket at the till and walked out. Yes I agree about only going out to buy essentials, but once you are there then there is really no issue with buying other stuff to my mind - it's more about not going out specifically to buy those other things, surely! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Quality book choices :-)
    Thanks Redo 🙂.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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