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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • beanielou
    beanielou Posts: 96,468 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey.  Sunglasses & suncream.
    LUcky lucky you  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,331 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Post all you like HH.  With most of us not being able to settle to anything at least we can come on here for a general chat 😁

    Our local council say our garden waste might not be collected but to leave it out anyway in case they get time.  A lot of their staff are off sick but I've noticed the closed leisure centre staff are being redeployed to waste collection.  Our garden has never been so tidy.  

    Our next door neighbour has 3 young children so it's a bit noisy in the garden.  Thankfully the other side is a church so pretty quiet right now.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Keep posting HHD, it's always nice to come on here and catch up with what people have been doing. xx
  • milann
    milann Posts: 11,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It sounds as if you’re  making good progress with the garden. 
    Our kitchen/garden waste was collected on Wednesday - it gets collected every week usually but the paper bin wasn’t collected - that is usually once a month. I can cope with that. It really has turned the world upside down......
    January spends - £587.58
  • foxgloves
    foxgloves Posts: 12,772 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We've just been notified that only our main waste bin will be emptied until further notice. There will be no emptying of our recycling wheelie bins or our garden waste ones, which in normal times are emptied fortnightly.
    We've been told to put recycling in our main waste bin in the interim. 
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Willowtree222
    Willowtree222 Posts: 8,284 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My garden is the same too. I have taken to spraying weed killer on them just to help speed up the process as it is a pain in the backside trying to keep on top of it. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • teafor2 said:
    Keep posting HHD, it's always nice to come on here and catch up with what people have been doing. xx
    Thanks TF2 :). As long as I'm not boring everyone to tears :smiley:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • milann said:
    It sounds as if you’re  making good progress with the garden. 
    Our kitchen/garden waste was collected on Wednesday - it gets collected every week usually but the paper bin wasn’t collected - that is usually once a month. I can cope with that. It really has turned the world upside down......
    Thanks Milann :). That's really annoying about your paper bin 😡.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • foxgloves said:
    We've just been notified that only our main waste bin will be emptied until further notice. There will be no emptying of our recycling wheelie bins or our garden waste ones, which in normal times are emptied fortnightly.
    We've been told to put recycling in our main waste bin in the interim. 
    F
    That's annoying Foxgloves 😡. We've been told they'll still take normal rubbish and recycling, but they've suspended our fortnightly garden waste collections 😭.

    We get through a lot of rubbish and recycling with four adults in the house, so I hope they don't suspend our recycling collections!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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