Finally Debt Free After 34 Years, But Still Need to Live Frugally

Sun_Addict

I think that as as you have a very good reason your tutor will understand. You can catch up on paperwork later and you've had loads of practical experience which is brilliant.

The weather here was beautiful and sunny too but very cold. I can cope with cold if the sun is shining.

elizabethhull

HairyHandofDartmoor wrote: »

My tutor hasn't replied yet but I'm sure she will be understanding as she is very nice. I have a tutorial this Friday, but I've explained that I can't go as I'll be working so I've asked her to email me the brief. NVQs are based around people working so they are usually reasonably flexible.

DH is completely better, although still tired. He's got one order in, but needs to get more in ideally.

I'm glad to hear you emailed your tutor - it tells her you are taking it all seriously, and especially as you are getting so much relevant experience.

It's not surprising your DH is still tired. Whatever has been going round this winter hit my DH from before Xmas, and he's only just now getting over it, and getting some energy back. He has always tended to catch things easily (to the extent that I thought my little 4-day touch of a cold the other week almost seemed insulting !). Still - he catches all the viruses and I have the crappy joints, and funnily enough, we both prefer it that way !

[Deleted User]

Sun_Addict wrote: »

The weather here was beautiful and sunny too but very cold. I can cope with cold if the sun is shining.

Intermittently sunny here too yesterday but again, very cold. Even colder than the day before, the ice on my windscreens lingered well into the morning. Luckily I didn't need to drive anywhere until much later:j. DH went round and broke the ice on all the bird water containers/birdbaths but it froze again soon afterwards. We get lots of visiting pheasants, doves, wood pigeons etc apart from the usual blackbirds, tits etc. There's a rookery in one of the taller trees, their nests each spring are bigger than big washing-up bowls. Buying sacks of wild bird food to keep them all fed costs a fortune every winter:eek:. We don't want to encourage the rooks, they just eat the lot and scare the smaller birds off but once it's spread around we just have to hope some of our favourites have a feed before the rooks swoop. At least DH pays for the bird food not me but I still get the pleasure from watching them:j

Like you, I can cope with the cold (good job in this northern, exposed area:rotfl:) but it's the strong, biting winds I really hate:(. We get plenty of them, I even had to buy some hurricane-strength clothes pegs because things would never stay on the washing lines even when I used about 6 pegs per item:eek:

[Deleted User]

HHoD, I know you regularly buy anti-histamines and when I saw this tip on the Frugal Living thread I subscribe to I thought of you. Might not be what you use, I've no experience of anti-histamines myself:o

Jazee wrote: »

Ordered a year's supply of antihistamine tablets for £8.79 via MSE tips.

Jazee wrote: »

It's the chemist4u site. Just google it. You can also get cash back.
When you do the product search put in cetirizine hydro.....it will come up with the options.

HairyHandofDartmoor

Finally_Solvent wrote: »

I think whatever illness you both had, and several other people I know too, takes quite a lot of getting over:(. Now you're earning he must have been grateful that the pressure was off him a bit whilst he was ill. My Dad ran his own business and I know how worried he was if ever he couldn't work if ill. I know he pushed himself when he should really have taken some time off. Not good. At least most jobs allow a few days off through illness without loss of pay but the self-employed don't have that 'luxury'.

Thanks FS . DH rarely takes time off even if he feels under the weather and only takes a week off at Christmas. Apart from that he will only take odd days. I'm hoping that with me earning money I can persuade him to take more time off.

HairyHandofDartmoor

Sun_Addict wrote: »

I think that as as you have a very good reason your tutor will understand. You can catch up on paperwork later and you've had loads of practical experience which is brilliant.

The weather here was beautiful and sunny too but very cold. I can cope with cold if the sun is shining.

Thanks SA . I'd much rather have it cold and sunny than warm and wet.

elizabethhull wrote: »

I'm glad to hear you emailed your tutor - it tells her you are taking it all seriously, and especially as you are getting so much relevant experience.

It's not surprising your DH is still tired. Whatever has been going round this winter hit my DH from before Xmas, and he's only just now getting over it, and getting some energy back. He has always tended to catch things easily (to the extent that I thought my little 4-day touch of a cold the other week almost seemed insulting !). Still - he catches all the viruses and I have the crappy joints, and funnily enough, we both prefer it that way !

Thanks Elizabeth . Yes there have been some really awful bugs going aroound this Christmas. If only we could all be healthy all the time, sight.

HairyHandofDartmoor

Finally_Solvent wrote: »

HHoD, I know you regularly buy anti-histamines and when I saw this tip on the Frugal Living thread I subscribe to I thought of you. Might not be what you use, I've no experience of anti-histamines myself:o

Ooh thanks FS that's a good tip .

HairyHandofDartmoor

This morning I had a lie in until 8am (what a luxury ) and then put a wash on and tried to relax a bit. DH dropped me off at work as we had to drop some paperwork at the accountants on the way. Hopefully our accounts will be ready by the end of January as we need to renew our tax credits and we don't want to get fined. I'm hoping we may get a tax rebate as tax was deducted from some of the PPI we got earlier in the year.

There were two people away at lunchtime, but we managed as always. I enjoyed the afternoon at school, there's something about being there that just makes me happy . The weather was cold but at least it was dry which helps.

I've just checked my online pay statement and they've finally given me a tax code. I've been on basic rate for nearly a year :mad:. So I'm going to get a £500 tax rebate as I don't earn enough to pay tax :T. I'm also going to get some of my overtime, so instead of the £180 I normally get I'll be getting just over £1,000 :T:T:T :beer:. I'll probably have to put most of it towards the vat bill that's due at the end of January, but we'd have had to pay that anyway. Now I have a tax code I should be earning a bit more every month even without overtime.

I intend to relax this evening as I have two full days of TA cover and MTA work coming up. It's lucky that I like a new challenge and being busy .

I hope everyone is having a good day .

beanielou

Good news on your tax rebate

milann

Hooray to tax rebates.:T:T:T:T