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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • beanielou
    beanielou Posts: 96,488 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the sale.
    Hope wet playtime goes well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Great news on DH's latest sale:T. Must be a load off both your minds:beer:

    Absolutely teeming with rain here today and very windy too. Good idea of yours to plan for all eventualities at playtimes:T. I think the forecast for Election Day is pretty bad with sleety snow threatened for our area:eek:. I'm working as a poll clerk for the day but don't think the money will come in before January:(. Shouldn't grumble, it's a very good earner but it's a very long day:(
  • beanielou
    beanielou Posts: 96,488 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Finally solvent. Money normally paid within 10!days.
    May depend on council area.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou wrote: »
    Finally solvent. Money normally paid within 10!days.
    May depend on council area.

    Thanks, beanielou:T That would be nice if it was:j. I just thought with Christmas and everything it might be delayed. Might be better for me though if it came after Christmas then I can't be tempted to spend it;). It would get my New Year savings off to a flying start:j.

    You seem knowledgeable about the subject:T. Do you do Polling Station work on Election days yourself?
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening HHD :) Excellent news about your husband's work :j hope it helps you both breathe a little easier over the Christmas period.

    I've not written one card yet. I'm usually pretty quick off the mark with them but this year I thought I'd wait and see if I was only getting them because I was sending them, secretly hoping that was the case so I wouldn't have to write as many. Sadly not - I have a pile building up nicely behind the clock so I'd better pull my finger out :rotfl:

    Bet you're getting really excited about picking DS up now aren't you :) xx
  • Great news about DH's sales and the money coming in. Wet playtime is an absolute nightmare at times. I hope they managed to contain themselves, They are getting more excited by the day at the minute. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 96,488 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks, beanielou:T That would be nice if it was:j. I just thought with Christmas and everything it might be delayed. Might be better for me though if it came after Christmas then I can't be tempted to spend it;). It would get my New Year savings off to a flying start:j.

    You seem knowledgeable about the subject:T. Do you do Polling Station work on Election days yourself?

    Not now, but did for years & was a presiding officer.
    A family member does it now & keeps me up to daye.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It sounds as if you’ve been busy at school again. Have you managed to watch any Christmas shows from various classes. I’m lucky when I’m there as I get to watch them when the children I’m supporting are in the hall watching. Many of the TAs end up staying in the classroom doing jobs/marking or generally just catching up with themselves. I bet I’ll have missed them all though by the time I get back.

    Not long until you pick ds up - will he have loads of washing....I’m pleased those days are behind me now.
    January spends - £587.58

  • I forced myself to write six Christmas cards this morning :T. That may not sound like much but I've been looking at the pile for a week and haven't been able to face writing any :o. I don't want to write too many at once due to the arthritis in my fingers, so I think if I write six a day then I should finish in time to post them second class.

    DH has made a sale which should see us through Christmas without having to raid the EF any more so that's very good news :T :T. We should get the money this week. He's also done a quote for another smaller job so hopefully that will come our way. I don't get paid until the 23 December which is only two days early, so wouldn't leave me much time for shopping if I was relying on that money to pay for my Christmas presents! I'm hoping I might be able to use my overtime money to replenish my EF a bit now that DH has made a few sales.
    .

    Lovely news about DH's sale - just at the most apposite moment :beer::beer:

    I haven't done any cards yet but I HAVE composed the Xmas letter, which I exchange with about 7 or 8 others.

    We have DGS overnight tomorrow - complete with Calpol and cough medicine for his cough/cold :(
  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news for DH :T :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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