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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Great news on the sale.
Hope wet playtime goes well.
Thanks Beanie. It was dry yesterday at lunchtime suprisingly
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Finally_Solvent wrote: »Great news on DH's latest sale:T. Must be a load off both your minds:beer:
Absolutely teeming with rain here today and very windy too. Good idea of yours to plan for all eventualities at playtimes:T. I think the forecast for Election Day is pretty bad with sleety snow threatened for our area:eek:. I'm working as a poll clerk for the day but don't think the money will come in before January:(. Shouldn't grumble, it's a very good earner but it's a very long day:(
Thanks FS. I think we're all fed up with rain :mad:.
Evening HHDExcellent news about your husband's work :j hope it helps you both breathe a little easier over the Christmas period.
I've not written one card yet. I'm usually pretty quick off the mark with them but this year I thought I'd wait and see if I was only getting them because I was sending them, secretly hoping that was the case so I wouldn't have to write as many. Sadly not - I have a pile building up nicely behind the clock so I'd better pull my finger out :rotfl:
Bet you're getting really excited about picking DS up now aren't youxx
Thanks TF2. It will certainly make Christmas less stressful and more enjoyable
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Great news about DH's sales and the money coming in. Wet playtime is an absolute nightmare at times. I hope they managed to contain themselves, They are getting more excited by the day at the minute. x
Thanks Nicnak. I am getting quite good at wet playtimes now with practise but it is more tiring.
It sounds as if you’ve been busy at school again. Have you managed to watch any Christmas shows from various classes. I’m lucky when I’m there as I get to watch them when the children I’m supporting are in the hall watching. Many of the TAs end up staying in the classroom doing jobs/marking or generally just catching up with themselves. I bet I’ll have missed them all though by the time I get back.
Not long until you pick ds up - will he have loads of washing....I’m pleased those days are behind me now.
I have watched year one and two rehearsing and they look very cute. Some TAs take work into the hall with them to do while they're watching it.
elizabethhull wrote: »Lovely news about DH's sale - just at the most apposite moment :beer::beer:
I haven't done any cards yet but I HAVE composed the Xmas letter, which I exchange with about 7 or 8 others.
We have DGS overnight tomorrow - complete with Calpol and cough medicine for his cough/cold
Thanks Elizabeth. Enjoy having DGS. Hope his cough gets better soon.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I had fun at school decorating a drawing of a local landmark with some children for a wall display
. After that I watched a Christmas performance rehearsal and one child was sick on the stage :eek:. Then later on another child was sick in the dining room :eek:. A staff member was feeling unwell too.
Unfortunately it was chucking it down with rain at lunchtime so the children had to stay indoors :mad: but I'm getting quite good at stage managing wet playtimes now with practise. After lunch they could go outside luckily as it stopped raining.
When I got home I quickly had lunch and then dashed into town with DH, DS1 and DS2 (who wanted to come at the last minute) to do a bit of Christmas shopping. I'd had enough after an hour so went to Costalot to sit down and wait for the others. I feel like I'm fighting an infection at the moment as I don't feel quite right and I'm tired and yawning no matter how much sleep I get
but I'm functioning at the moment. Hopefully yet another early night will help me fight whatever it is.
I hope everyone is having a good Wednesday.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hopefully it will help you to fight it, but remember to rest as well. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Thanks Nicnak
. I'll try to.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Easier said than done, I know!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Evening HHD
I hope you're not coming down with something. You sound so busy all the time, I find myself feeling exhausted just reading about what you do each day.
I guess the long journey to pick DS up has some plus points in that the journey is an enforced rest period for you. Look after yourself. xx
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you're soon feeling as though you've fought off whatever is dragging you down HH - I have a sneaking suspicion that all the scrapping and bickering about the flipping election isn't helping a lot of people at the moment - so maybe the general feeling will improve after today!
That's great timing on DH's work stuff picking up!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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