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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I feel like I'm fighting an infection at the moment as I don't feel quite right and I'm tired and yawning no matter how much sleep I get :( but I'm functioning at the moment. Hopefully yet another early night will help me fight whatever it is.

    I hope everyone is having a good Wednesday :).

    Are you taking medication at the moment? The symptoms might be a side effect. I had a time a few years ago where I was constantly yawning, and really 'strong' yawns too. I happened to read the leaflet on my medication, and funnily enough yawning was listed as a side effect. It was very bizarre!

    Hopefully it's just all the busyness and doesn't come to anything. x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hope you're feeling a bit better today xx
  • milann
    milann Posts: 11,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope you’re feeling a bit better.
    January spends - £587.58
  • doingitanyway
    doingitanyway Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Sorry you are still feeling unwell. Hopefully an early night will do the trick.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • teafor2 wrote: »
    Evening HHD :) I hope you're not coming down with something. You sound so busy all the time, I find myself feeling exhausted just reading about what you do each day. :o I guess the long journey to pick DS up has some plus points in that the journey is an enforced rest period for you. Look after yourself. xx
    Thanks TF2 :). Unfortunately I always find journeys really tiring even if I'm not driving. I'm a bit of a nervous passenger :o plus DH likes me to talk to him sometimes to stop him feeling sleepy and help him look at road signs. So I find the whole experience quite exhausting!
    beanielou wrote: »
    Take care :)

    Thanks Beanie :).
    Hope you're soon feeling as though you've fought off whatever is dragging you down HH - I have a sneaking suspicion that all the scrapping and bickering about the flipping election isn't helping a lot of people at the moment - so maybe the general feeling will improve after today!

    That's great timing on DH's work stuff picking up!

    Thanks EH :). I'm certainly sick to death of politicians and political news :mad:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil wrote: »
    Are you taking medication at the moment? The symptoms might be a side effect. I had a time a few years ago where I was constantly yawning, and really 'strong' yawns too. I happened to read the leaflet on my medication, and funnily enough yawning was listed as a side effect. It was very bizarre!

    Hopefully it's just all the busyness and doesn't come to anything. x

    Thanks Jwil :). I'm not on any medication apart from asthma inhalers so it can't be that. I think I'm just genuinely exhausted.
    Hope you're feeling a bit better today xx

    Thanks Purplemum :).
    milann wrote: »
    Hope you’re feeling a bit better.

    Thanks Milann :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sorry you are still feeling unwell. Hopefully an early night will do the trick.
    Thanks DIA :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I slept really badly last night even though I felt really tired. I think I was feeling a bit anxious about the Christmas lunch today as it was fifteen minutes earlier, teachers were going to be helping including the head, and I knew all the children would be noisy and excited. I was also worried about my lack of preparation for Christmas as I've still only written six cards.

    So predictably I was even more tired today :(. The children were rehearsing all morning for their Christmas performance. I didn't really enjoy the lunchtime experience as the children were over excited, I felt a bit scrutinised as the head was there and my colleague gave me some antlers to wear which slipped off my head every time I leant over :mad:. We were told we could have a free pudding but I never feel hungry when I'm working so I didn't want one.

    I'm not really feeling the Christmas spirit today. I think I'm just really tired as the children are over excited and noisy, it's been wet and windy for three days in a row and I've been doing extra shopping after school for Christmas. I'm fed up with being cold, wet and busy :(. A teacher was crying in the staff room as I was leaving so I think everyone is tired and stressed.

    Sorry for a moany post. Hopefully if I sleep well tonight I'll feel better.

    I hope everyone is having a good Thursday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,488 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not a moany post , just as it is.
    A lot of friends who work in schools find this the hardest term of them all :(
    Last posting date for second class post is not til the 18th which is next Wednesday so plenty of time to write cards :)
    I have cut way way down on cards this year :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,335 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Firstly great news about DH and the extra money coming in :) A bit of breathing space for you.

    Hope you feel better soon, I know of quite a few people not well at the moment, hopefully everyone will be tickety boo for Christmas :)

    Although it must be nice working with young children this time of year, I suppose their excitement must be wearing. I can understand how it must be stressful.

    I might sound jaded but for the past few years I just haven't felt Christmassy, I don't know why, I keep trying.

    Anyway hope you get a good night's sleep xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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