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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HHD i'm not of sure of your household circumstances but South West Water have the 'WaterSure' and the 'WaterCare' schemes that offer a reduction to your bills so it might be worth looking into. All the details are on their website.
    Credit Card Debt
    2019 - £7520
    2023 - £1975
    Pay Debt by Xmas #29
  • School was good today but tiring. The children were playing tag at lunchtime and one of them asked me why I wasn't joining in. I said that I was supervising and not playing :rotfl:. I think I would have collapsed and died of exhaustion if I'd run around like they were :eek:. I had to keep telling the taggers not to tag me :rotfl:. It was forcast to be an 80% chance of rain at lunchtime, but luckily it was dry and rained this afternoon instead.

    This afternoon I've been doing yet more washing so DS3 has clean clothes, towels, teatowels, bedding etc, to take back to uni. This showery weather means I've had to tumble most of it :mad:.

    DS3 has started packing now thank goodness. He's leaving some ornaments and other bits behind because his room is going to be so small. Anything that won't fit in his room we'll have to just bring home again :rotfl:.

    I feel really tired now, but I still have to pack an overnight bag for DH and me :(. DH has gone out to get one of the tyres checked as he thinks it may have a slow puncture :(. We don't seem to have much luck with tyres on this car!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HHD i'm not of sure of your household circumstances but South West Water have the 'WaterSure' and the 'WaterCare' schemes that offer a reduction to your bills so it might be worth looking into. All the details are on their website.

    Thank you TTDB :). I must check that out.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,488 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy & safe travels:)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Have a good journey today , hope it's not to stressful, the weather here is awful.
    Life is an adventure, never stop exploring.

  • Safe travel.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the trip went well x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hope it went well. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou wrote: »
    Happy & safe travels:)
    Have a good journey today , hope it's not to stressful, the weather here is awful.
    Safe travel.

    Thanks all of you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil wrote: »
    Hope the trip went well x
    Nicnak wrote: »
    Hope it went well. xx

    Thanks both of you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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