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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Thank you Milann
. I take a multivitamin tablet every day but maybe I should mention my tiredness to the doctor.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I still feel tired this morning but then it took me a while to get to sleep because I felt tense and my mind was overactive. Still once I eventually fell asleep I slept soundly until my alarm woke me at 8am.
I hope it doesn't rain at lunchtime, but if it does I feel a bit more prepared with some games up my sleeve.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Morning HHD
I love the sleeping bunnies game that Nicnak mentioned. I've never played it but would definitely be inclined to join in and make sure I win :rotfl: Hope today is less tiring for you. xx
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Morning HHD
I love the sleeping bunnies game that Nicnak mentioned. I've never played it but would definitely be inclined to join in and make sure I win :rotfl: Hope today is less tiring for you. xx
Thank you TF2. Yes it's sounds like a fantastic game and I would be tempted to join in too. I may actually fall asleep :rotfl:.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I had a much better day today. It's not that yesterday was bad, but I felt tired and started doubting myself. My sleep must have done me good because I felt less tired at school than yesterday. It probably helped that I didn't go in until lunchtime so was more rested. Despite rain being forcast it was actually sunny at lunchtime, yippee :T. It rained in the afternoon but I don't care about that :rotfl:. The only negative is that I found out that I don't get paid for the first aid course after all
. Still at least it adds to my skill set and I know how to save lives
.
I get paid tomorrow, yippee again :T. I want to buy another £50 of premium bonds, I should put £30 in our meagre Christmas pot and the other £100 will be mostly swallowed up by our water bill which is about £94 a month :mad:. I wish I got paid more but it's a lot better than nothing.
Survey wise I only need a 10p survey and then I can cash £25 out of One Poll. I think I'll add that to our Christmas savings. I'm not doing very well with PA at the moment as I only have £3.29 with nothing pending, and You Gov seem to have abandoned me :mad:.
I hope everyone had a good Tuesday.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
How on earth is your water bill so hight? I know SW water are expensive but that's a massive bill. Mine has just gone up from £6.30 to £8.40. Admittedly there is usually only me here, but I don't exactly stint myself. Apparently I average 176 litres a day.0
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How on earth is your water bill so hight? I know SW water are expensive but that's a massive bill. Mine has just gone up from £6.30 to £8.40. Admittedly there is usually only me here, but I don't exactly stint myself. Apparently I average 176 litres a day.
It's because I live in Devon Greenbee. There's a lot of beaches and rivers and not enough towns or cities to pay to keep them clean. So the water bills for each household are ridiculously expensive :mad:. I researched getting a water meter but it worked out about the same because there are five of us in the house. So there's nothing I can do about it except moan :mad:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I think that is out of order that they are not paying you for the first aid course.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
HairyHandofDartmoor wrote: »It's because I live in Devon Greenbee. There's a lot of beaches and rivers and not enough towns or cities to pay to keep them clean. So the water bills for each household are ridiculously expensive :mad:. I researched getting a water meter but it worked out about the same because there are five of us in the house. So there's nothing I can do about it except moan :mad:.
I feel your pain HHOD and I doubt a water meter will be any good for you. We are metered and there are just 2 of us and our water bill is £60 a month. Ridiculous.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
Save £12k in 2025 #1 £12000/£120000 -
I wondered the same about your water bill too.
I was going to ask how Sleeping bunnies went, but wasn't needed today! #xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0
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