Finally Debt Free After 34 Years, But Still Need to Live Frugally

HairyHandofDartmoor

Scrimpess wrote: »

A very successful day all round for you HHOD:). The First Aid course over and done with (and I'm sure you'll have 'passed'), nothing in the way of your enrolling for your Level 3 NVQ, and DS being able to stay at home a bit longer. I bet you're feeling altogether relieved this evening so I hope you can relax and enjoy it:beer:


Lucky DS not having to pay ANY rent. Even though he's having the box room he is still living there after all and presumably using the same facilities that the other housemates are like the kitchen and bathroom. I think the others are being very generous. He's a lucky young man:j

Thank you Scimpness . It has been a successful day and I do feel relieved .

Apparantly the box room at the house is VERY small so none of the other three wanted it. One of them is going to send him photos of it. I hope he can fit his stuff in there! But it would be fantastic for him to save £500 a month.

Sun_Addict

Well done on completing the course Pleased you can now enrol on level 3. Great news about DS’s free room. I’m sure he”ll get used to the size of it, at least it’ll be warm in winter.

HairyHandofDartmoor

Sun_Addict wrote: »

Well done on completing the course Pleased you can now enrol on level 3. Great news about DS’s free room. I’m sure he”ll get used to the size of it, at least it’ll be warm in winter.

Thank you SA . I'm glad the course is over (has anyone else had to inflate their own resuscitation dummy? :rotfl:) and there have been some real positives today .

elizabethhull

HairyHandofDartmoor wrote: »

Thank you Scimpness . It has been a successful day and I do feel relieved .

Apparantly the box room at the house is VERY small so none of the other three wanted it. One of them is going to send him photos of it. I hope he can fit his stuff in there! But it would be fantastic for him to save £500 a month.

Hurray for all the good aspects of today !

£500 a month - I would have rubbed my hands with glee at that sort of saving. Certainly worth honing down the possessions he needs with him for a while.

When DD2 was at uni, they lived in 'pods', which were awfully small, with a tiny wet room included. Now she lives in a 3-bedroomed house with DGS and it's full !!!

HairyHandofDartmoor

elizabethhull wrote: »

Hurray for all the good aspects of today !

£500 a month - I would have rubbed my hands with glee at that sort of saving. Certainly worth honing down the possessions he needs with him for a while.

When DD2 was at uni, they lived in 'pods', which were awfully small, with a tiny wet room included. Now she lives in a 3-bedroomed house with DGS and it's full !!!

Thank you Elizabeth . Yes I'm sure DS3 is delighted to save so much money, although I hope he won't find it too difficult to live in a tiny box room for a year. He has a box room at home but he has a study bunk which almost doubles the size of his room!

[Deleted User]

HairyHandofDartmoor wrote: »

Thank you Scimpness . It has been a successful day and I do feel relieved .

Apparantly the box room at the house is VERY small so none of the other three wanted it. One of them is going to send him photos of it. I hope he can fit his stuff in there! But it would be fantastic for him to save £500 a month.

Didn't he see the house before agreeing to the tenancy what seems like years ago now (as I first discovered your diary when you and DH were having so may sleepless nights about whether to act as guarantors)? I seem to recall your mentioning he had really set his heart on that house and you were worried about disappointing him. How will the fact that he isn't going to pay rent as such affect you and DH's guarantor responsibility?


I too hope he can get his stuff in there and still have room to work. I know he has an essential, big, desktop? computer that you and DH have to transport back and forth each term end. Is there room in his 'box' for a desk or table? He needs to make sure the room is suitable for his study needs, there's more to life than just saving money;)


Sorry, I'm bombarding you with so many questions and none of it is any of my business of course:o. I always seem to see dilemmas where none really exist:(

jwil

Great news on the course and DS's savings :T :T

in_need_of_direction

For a £500 pcm saving, it may be worth buying a similar bed to that at home.

beanielou

in_need_of_direction wrote: »

For a £500 pcm saving, it may be worth buying a similar bed to that at home.

Agree with this.

HairyHandofDartmoor

Scrimpess wrote: »

Didn't he see the house before agreeing to the tenancy what seems like years ago now (as I first discovered your diary when you and DH were having so may sleepless nights about whether to act as guarantors)? I seem to recall your mentioning he had really set his heart on that house and you were worried about disappointing him. How will the fact that he isn't going to pay rent as such affect you and DH's guarantor responsibility?


I too hope he can get his stuff in there and still have room to work. I know he has an essential, big, desktop? computer that you and DH have to transport back and forth each term end. Is there room in his 'box' for a desk or table? He needs to make sure the room is suitable for his study needs, there's more to life than just saving money;)


Sorry, I'm bombarding you with so many questions and none of it is any of my business of course:o. I always seem to see dilemmas where none really exist:(

Thanks Scrimpness . Those are all very sensible questions.

He did view the house but seems to have forgotten exactly how small the box room is. There is a bed and a small desk in the box room but I'm not sure what else. The house is right next to the campus which is it's main attraction (although it looked nice when DH and I looked at the outside of it). Hopefully the desk will be big enough for his desktop computer.

I hadn't thought about the guarantor agreement. I think because it's an informal arrangement then the guarantor agreement still stands. We need to take out the gurarantor insurance to start on the 10th September.