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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi HHD :) Your de-cluttering seems to be having a knock on effect across the MSE world :D Funnily enough I cleared some things of DS's a few weeks ago and while he was happy to let most of them go he also wanted to keep 2 swords and a wooden shield. It must be a boy thing ;) Have a lovely day. xx
  • teafor2 wrote: »
    Hi HHD :) Your de-cluttering seems to be having a knock on effect across the MSE world xx

    It does often work like that, if every time you move an unnecessary item to rubbish/recycling/charity you think of HH !

    For a very long time, I've had a very conscientiously houseproud friend (who is, nevertheless happy to visit me in my clutter!), and whilst I don't want to spend my life cleaning (whoever got to the end of their life & wished they'd cleaned more!!), there is one small thing I do in 'her honour'. When I've finished a milk (glass) bottle, I wash and rinse it thoroughly, and dry it before putting out for the milkman, just as she does. It is barely a molecule in the ocean, but I think of my lovely friend when I do this.
    Strangely, she has apparently often said she wishes she could be as 'relaxed' about housework as me - now that's really funny !!!

    Now perhaps we could all do a mini declutter, even if only 5 items, and think of HH.

    Obviously minimalists are exempt from this suggestion :rotfl:
  • Sun_Addict
    Sun_Addict Posts: 24,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow more decluttering :) It makes you feel so much better when you've had a good declutter, I bet you're noticing the benefits. I bet the CS is mainly stocked by your things :rotfl:
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • doingitanyway
    doingitanyway Posts: 10,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Well done with all the decluttering HH. Do you find it seems to make a huge difference and then you get used to the change and it still looks cluttered and on and on. I find it gives me such a pick up when my mood drops if I declutter.

    I was wondering how you were elizabeth so good to hear you are ok and the op went well.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Willowtree222
    Willowtree222 Posts: 8,287 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I did shoes today. There are about 10 pairs to go to one of those charity bins you see at supermarkets. I thought HH would be so proud!!

    x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Nicnak wrote: »
    I did shoes today. There are about 10 pairs to go to one of those charity bins you see at supermarkets. I thought HH would be so proud!!

    x

    WEll done :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • foxgloves
    foxgloves Posts: 12,779 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Even though my declutter challenge ended on 31st July, HHoD, I'm still finding things which can go. I think I was so focused on decluttering my allotted number of items each day, that I am still wired to spot oddments of clutter.
    It's so satisfying, isn't it?
    Sounds like you are still really in the zone with it.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Your decluttering is inspiring me to do 10 minutes a day Hairy. I’ve got not excuse now 5 weeks post hysterectomy. Have a nice day out today.

    I hope you've recovered well from your op Arsenal. Good luck with your de-cluttering :D.
    teafor2 wrote: »
    Hi HHD :) Your de-cluttering seems to be having a knock on effect across the MSE world :D Funnily enough I cleared some things of DS's a few weeks ago and while he was happy to let most of them go he also wanted to keep 2 swords and a wooden shield. It must be a boy thing ;) Have a lovely day. xx

    Definitely a boy thing :rotfl:.
    It does often work like that, if every time you move an unnecessary item to rubbish/recycling/charity you think of HH !

    For a very long time, I've had a very conscientiously houseproud friend (who is, nevertheless happy to visit me in my clutter!), and whilst I don't want to spend my life cleaning (whoever got to the end of their life & wished they'd cleaned more!!), there is one small thing I do in 'her honour'. When I've finished a milk (glass) bottle, I wash and rinse it thoroughly, and dry it before putting out for the milkman, just as she does. It is barely a molecule in the ocean, but I think of my lovely friend when I do this.
    Strangely, she has apparently often said she wishes she could be as 'relaxed' about housework as me - now that's really funny !!!

    Now perhaps we could all do a mini declutter, even if only 5 items, and think of HH.

    Obviously minimalists are exempt from this suggestion :rotfl:

    :rotfl:. I'm not a minimalist but clutter does stress me. I want my home to be like the William Morris quote, only containing items I use or consider beautiful.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict wrote: »
    Wow more decluttering :) It makes you feel so much better when you've had a good declutter, I bet you're noticing the benefits. I bet the CS is mainly stocked by your things :rotfl:
    It really does make me feel better SA :).
    Nicnak wrote: »
    I did shoes today. There are about 10 pairs to go to one of those charity bins you see at supermarkets. I thought HH would be so proud!!

    x

    Ooh well done Nicnak :D.
    beanielou wrote: »
    WEll done :)
    Thanks Beanie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well done with all the decluttering HH. Do you find it seems to make a huge difference and then you get used to the change and it still looks cluttered and on and on. I find it gives me such a pick up when my mood drops if I declutter.

    I was wondering how you were elizabeth so good to hear you are ok and the op went well.
    Thanks DIA :). I do find that to be true that I de-clutter, it looks good, but then I start to find it cluttered again. Maybe we're just raising our standards each time :think:.
    foxgloves wrote: »
    Even though my declutter challenge ended on 31st July, HHoD, I'm still finding things which can go. I think I was so focused on decluttering my allotted number of items each day, that I am still wired to spot oddments of clutter.
    It's so satisfying, isn't it?

    Sounds like you are still really in the zone with it.

    I'm glad you're still de-cluttering Foxgloves. It really does lift my mood when I de-clutter and it's slightly addictive :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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