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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Ooh I remember the horrid science thing :eek:
You'll know how old our clutter is then Beanie :eek:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
It’s nice to go away but always good to be home again. Well done on the decluttering - I’ve just gone through a pile of paperwork which has mounted up in the corner of my kitchen worktop - most of it was junk mail addressed to dh - I’ve he can pile it up WHY can’t he pile it in the bin which is about an arms length from where he dumps them:mad: :rotfl:
I’m going to sort my drawer tops in my bedroom now - you’ve inspired me :beer:
Thanks Milann. I'm glad I've inspired you to do some de-cluttering
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Right we've been to the charity shop and dropped off two rucksacks full and four bags full of clutter. It's lucky that it's a warehouse style one that will accept any volume of clutter :rotfl:.
I'd like to do some more de-cluttering, but I'm running out of oomph. Plus I ought to do some ironing. It's too hot for jeans but all my cotton chinos need ironing and so do my clean tee-shirts.
Tomorrow we're going for a day out to a NT place we've never been to, so I'm looking forward to that and it will give me a break from de-cluttering.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
You are inspiring with your decluttering. I hope to one day manage it with toys. At the minute, she insists that she plays with 'everything'.
Enjoy your NT day xxSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
I remember the toy thing well
the minute you put them on one side for a clear out they become a most treasured possession even if they’ve not touched them for months:rotfl: I used to have a mega clear out every November before the advent calendars went up - you need to show Father Christmas’ fairies there’s room for more toys :eek::rotfl: wicked Mummy......once they were old enough to know different it’d just become habit.
I’ve decluttered a bag of books to put in the car for my next physio appointment- I’ll drop them off at WRVS in the hospital. Told you you’d inspired meJanuary spends - £587.580 -
Well done on the books Milann
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I feel slightly guilty for giving the toys away but my DCs are 21, 24 and 26 so they're not going to play with them any more and have probably forgotten what they had anyway as they've been packed away for years in the void.
I've kept the good quality wooden toys like swords and Brio train set, plus I've kept the duplo, lego, playmobil, etc. It's the plastic toys that I've got rid of, plus some children's picture books that weren't in very good condition. I've kept some picture books that are in better condition. I can only keep so much for grandchildren I may never have anyway.
Someone tell me not to feel guilty.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Don’t feel guilty - some child will see them in the charity shop and be thrilled :beer:
Good move keeping the good stuff though. My dd got rid of her Sylvanian Family on eboy whist at uni for extra pennies - regretted it with 2 little girls a few years later.January spends - £587.580 -
No need to feel guilty.
I have only kept some bits and bobs & some books.
DS was not in the slightest bothered, it was more me!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Don’t feel guilty - some child will see them in the charity shop and be thrilled :beer:
Good move keeping the good stuff though. My dd got rid of her Sylvanian Family on eboy whist at uni for extra pennies - regretted it with 2 little girls a few years later.No need to feel guilty.
I have only kept some bits and bobs & some books.
DS was not in the slightest bothered, it was more me!
Thanks both. I'm just worried DS2 will be sad his toys have gone, but he's 24 and hasn't seen them for years so I'm sure I'm just being silly and the clutter was making me stressed out
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Your decluttering is inspiring me to do 10 minutes a day Hairy. I’ve got not excuse now 5 weeks post hysterectomy. Have a nice day out today.Total weight lost 6.5/73lbs starting yet again. Afds August 10/15. /8 Sept.0
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