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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Thanks Beanie
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Nice to have you back and I'm glad to read that you had some good times at your DD and SMs. It's always good to get home though isn't it?
Did you manage to meet up with your old friend?Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Thanks SSG
. Yes I did meet my school friend at a local fish and chip restaurant and I really enjoyed catching up with her. I've known her since I was at primary school and when we get together we always enjoy a good chin wag
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Today was all about de-cluttering. DH and I dropped three large framed photos at the charity shop (where I bought them in the first place) to make room for my Mum's paintings. We also dropped off some other clutter and took some junk to the reycling centre :A.
We also popped into the garden centre so I could spend a £20 voucher my sister gave me. I bought some colourful flowers to go in pots in our garden and managed to spend £19.97.
Then I carried on de-cluttering. I chucked out a load of magazines belonging to DS2 that had been in the void for years, plus bagged up some children's books to go to the charity shop. I thinned out my Mum's family history stuff, just keeping the stuff relating to my family. I amalgamated two boxes into one that way. I found some nice serving spoons in the void and found room for them in a kitchen cupboard by chucking out some herbs and spices that expired in 2015 :eek:.
So a successful day of de-cluttering :T. Tomorrow I want to do more de-cluttering, drop the books at the charity shop, plant the flowers I bought today and do some more laundry. I also want to hang two lovely photos of local scenes in the kitchen as they need to be hung as a pair. Hopefully I'll have time for all of that.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
welcome back. Lovely to catch up. Your decluttering is amazing again! I wish I could get on with doing it rather than relaxing!!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Thanks Nicnak
. It's good to get the de-cluttering done but sometimes I wish I was better at relaxing! I expect it's doing you good to relax
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
WEll done on all the declutteringI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanie
.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hello again, HH. I just wanted to pop in after my hip op. I hope I don't say anything insensitive having not caught up on your posts yet, but you know I always wish you well xx
So I have a new hip, for which I had 3 days' notice (not much is it ?), and everything went smoothly. Well, I've now had 9 general anaesthetics, so although OH has the heebie-jeebies, I'm not the least bothered!
Came round in such a state of pain-free bliss that I know I said to someone, 'Can I just lie here forever ?' In this fog, a menu was waved under my nose and I had no idea what I ordered until the following lunchtime there appeared a restaurant-quality moussaka. The unit was quite new, very clean, spacious and well-designed for the needs of orthopaedic patients. In fact the only issue I had with any of it, and it seems rather un-pc to say, is that I couldn't understand several of the nurses. Normally, eg in a work environment, you get used to someone's accent, whether Brummie or Jamaican, but with 3 shifts and many different nurses, we never got chance to 'get our ears in'. I have no issue with competence or attitude, but I know I said yes several times, not knowing what I was saying yes to !!!
Went in on Friday 2nd and came out on Monday. Since then although there has been a lot of pain, adjustment, frustration and walking with crutches, it didn't take long until I was better than before I went in. Before, I was just making it through to the next day.
Last Wed, OH pulled my side-table away from me (unasked) and the tablet resting on it fell on the top of my foot. I thought it was badly bruised, it MAY be broken, I hardly like to even contemplate the idea - fingers crossed it's just the bruise. It's bad enough some nights being convinced I had flu/DVT/Ebola without anything real happening !
You are STILL decluttering? There can be hardly anything left :rotfl::rotfl:0 -
Glad that your operation went so well elizabeth
Take care.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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