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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • BalanceBy50
    BalanceBy50 Posts: 494 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Have a great break - it will be good for you to have a break from your normal routine xx
  • doingitanyway
    doingitanyway Posts: 10,322 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Bon voyage :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Onebrokelady
    Onebrokelady Posts: 7,921 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Hairy,I've just caught up with your diary as I've been awol for a bit, I think you coped with your mums anniversary really well as the first year is always the most difficult ,you are bound to feel a bit emotionally rung out and clingy to your family as that's where you feel secure,I also think your are dealing with your stepdad moving on in the best way possible, I would struggle with the situation but would like to hope I would be able to deal with it in the same way

    Also well done on completing your course and good luck for the next stage ,how things have changed for you since your diary began,it's amazing

    I hope you have a lovely time with your sister in Scotland, you are very brave flying by yourself, I panic just getting a train to the next town 😂
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sun_Addict wrote: »
    Unfortunately men aren’t as good as being on their own as we are. Having said that a friend of mine found a new man not that long after her hubby passed away. I guess we’re all different. I can understand how you feel. What Greenbee says is spot on.

    Enjoy your time with your sister :)
    Sunshine_girl2 wrote: »
    Enjoy Scotland and time with your sister x
    jwil wrote: »
    Have a lovely trip to Scotland x

    Thank you everyone :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    BalanceBy50 wrote: »
    Have a great break - it will be good for you to have a break from your normal routine xx
    doingitanyway wrote: »
    Bon voyage :)

    Thank you both :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Have a lovely Scottish break with your sister.
    January spends - £587.58
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Onebrokelady wrote: »
    Hi Hairy,I've just caught up with your diary as I've been awol for a bit, I think you coped with your mums anniversary really well as the first year is always the most difficult ,you are bound to feel a bit emotionally rung out and clingy to your family as that's where you feel secure,I also think your are dealing with your stepdad moving on in the best way possible, I would struggle with the situation but would like to hope I would be able to deal with it in the same way

    Also well done on completing your course and good luck for the next stage ,how things have changed for you since your diary began,it's amazing

    I hope you have a lovely time with your sister in Scotland, you are very brave flying by yourself, I panic just getting a train to the next town 😂


    Thank you OBL :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm in Scotland :T. I was really stressed about the journey. I made a sandwich and threw it away at the airport because I was too stressed to eat it :eek:. But it all went smoothly and once I got on the plane I finally relaxed :).

    It's lovely to be here with my sister, the weather is hot and sunny and we've been for two nice scenic walks already. We picked Chantarelle mushrooms in the woods on one walk to eat in a risotto :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    milann wrote: »
    Have a lovely Scottish break with your sister.

    Thank you Milann :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Enjoy your trip HHOD. I've only been once but it was such a beautiful place.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
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