Child run into side of my car causing damage + small claims court

facade

qwert_yuiop wrote: »

Would you run your life that close to the edge just to have a nice car? Not having a loose £190 somewhere strikes me as near poverty.

If you have a loose £190 just knocking about, send it to me, in fact if all of you send me a loose £190 I would be very grateful indeed

Come on folks, prove you aren't living near poverty :rotfl:


(I will of course donate it to charity, after deducting relatively small but unavoidable expenses.......)

qwert_yuiop

Looks like you're to understand that no child ever does anything stupid and my paintwork is more important than your child. Pretty disturbing stuff.

qwert_yuiop

facade wrote: »

If you have a loose £190 just knocking about, send it to me, in fact if all of you send me a loose £190 I would be very grateful indeed

Come on folks, prove you aren't living near poverty :rotfl:


(I will of course donate it to charity, after deducting relatively small but unavoidable expenses.......)

If you haven't got a loose £190 somewhere, you can't afford any car, never mind an "immaculate" one. As for an "immaculate" BMW....yoicks.

Yea, an inability to find £190 in an emergency seems like a reasonable definition of poverty to me.

There is such a person as a high earning pauper - usually someone earning good money who had an idea above their station as far as houses go, and ended up with a £7000 a month mortgage on an income of £7500.

Have you really not got access to a couple of hundred quid if you're in full employment? And haven't blown all your income on crystal meth or something?

qwert_yuiop

Strider590 wrote: »

Friend of mine used to work at bank, he arranged loans and got a good look at peoples finances, 95% (or 99% i cant remember) of people driving these luxury "status symbol" cars, don't own them and can''t actually afford them


Unless these BMWs are ending up getting seized and auctioned by the banks, these buyers can afford them. Whether they can afford to get them repaired when their careless driving runs them into bother (and pedestrians) seems to be another matter.

Interestingly, it's well recognised by cyclists and motorcyclists that prestige vehicles are often driven with murderous intent. Perhaps the owners are stressed out with financial worries.

[Deleted User]

qwert_yuiop wrote: »

Strider590 wrote: »

Friend of mine used to work at bank, he arranged loans and got a good look at peoples finances, 95% (or 99% i cant remember) of people driving these luxury "status symbol" cars, don't own them and can''t actually afford them


Unless these BMWs are ending up getting seized and auctioned by the banks, these buyers can afford them. Whether they can afford to get them repaired when their careless driving runs them into bother (and pedestrians) seems to be another matter.

Interestingly, it's well recognised by cyclists and motorcyclists that prestige vehicles are often driven with murderous intent. Perhaps the owners are stressed out with financial worries.

Really :eek:

That`s a brave thing to post without backing it up with evidence.
I wonder how many on this forum that drive prestige vehicles are part of this allegedly murderous mob.


I recognise that the moon is made of cheese (saw it in a book once) but I also recognise that this may have absolutely no factual basis.

BeenThroughItAll

qwert_yuiop wrote: »

Strider590 wrote: »

Friend of mine used to work at bank, he arranged loans and got a good look at peoples finances, 95% (or 99% i cant remember) of people driving these luxury "status symbol" cars, don't own them and can''t actually afford them


Unless these BMWs are ending up getting seized and auctioned by the banks, these buyers can afford them. Whether they can afford to get them repaired when their careless driving runs them into bother (and pedestrians) seems to be another matter.

Interestingly, it's well recognised by cyclists and motorcyclists that prestige vehicles are often driven with murderous intent. Perhaps the owners are stressed out with financial worries.

Yet another one of those gross and unsubstantiated generalisations you are so fond of.

I'm a cyclist and motorcyclist, and I don't support your view at all.

In fact, if you can cope with the rupture this will doubtless cause in your space-time continuum... I have owned and driven many 'prestige' vehicles, and yet I have never once felt the desire to murder anyone.

Mind blown.

qwert_yuiop

So you've never heard the expression "volvoed" referring to having been run off the road by an entitled (although apparently financially straitened) member of the bourgeoisie? Of course it's a generalisation- it's a running gag among motorcycling friends. A bit like white van man.
How would you know if your time space continuum had been ruptured? Press your groin and cough violently?

By the way, wouldn't you say that claim that 95% (or maybe 99%) of expensive cars are bought on credit, is horlicks?

Another by the way, what other gross and unsubstantiated generalisations have I produced? Or is that a gross and unsubstantiated generalisation?

BeenThroughItAll

qwert_yuiop wrote: »

So you've never heard the expression "volvoed" referring to having been run off the road by an entitled (although apparently financially straitened) member of the bourgeoisie? Of course it's a generalisation- it's a running gag among motorcycling friends. A bit like white van man.
How would you know if your time space continuum had been ruptured? Press your groin and cough violently?

By the way, wouldn't you say that claim that 95% (or maybe 99%) of expensive cars are bought on credit, is horlicks?

Another by the way, what other gross and unsubstantiated generalisations have I produced?

Volvo drivers now? I've owned a few of those too, and yet weirdly managed to avoid killing any motorcyclists, cyclists, or nuns with baskets of kittens.

I have no idea how many expensive cars are bought on credit, but the national statistics these days suggest that around 75% of new cars are bought using PCP, so it's going to be a reasonable number albeit nowhere near 95%. Even if they are on credit, it's doubtful that the owners are all, or even in the majorit, on the brink of financial ruin.

Your assertion that not having a couple of hundred quid lying around means poverty, or that one can't afford any car are both generalisations I find difficult to support. There are plenty of people with no savings who are otherwise perfectly capable of running a car and living a comfortable lifestyle - without money lying around the house.

I'm not saying that's a good way to run one's finances, but it is a reality for many, many people.

matttye

https://www.inbrief.co.uk/child-law/child-accidents-compensation-liability/

Liability of Parents and Carers

In England and Wales, parents or carers are not liable for the damage that their children cause, although they may feel a moral responsibility. For instance, you decide to get your neighbour’s window glass replaced when it has been broken by your child’s ball.
But this does not mean that the parents (or carers) are personally negligent in not properly controlling the children. The fault is then theirs in failing to prevent an accident. In the case of a young child accompanied by an adult, it could be that the adult would be held wholly or partly responsible.
If the child was escorted by a responsible adult at the time of the accident, it may be possible to take legal action against the adult, if it can be shown that the adult acted neglectfully by failing to oversee the child properly. For instance, a parent who does not control children in a car, to the disadvantage of other road users, will also be held responsible.
Even if the child was not escorted by an adult, it may be possible to take legal action against an adult for failing to oversee the child at the time of the accident.

qwert_yuiop

Is it not traditional to have a few quid wrapped up in a sock under the mattress just for unforeseen problems like the above? Almost a cliche? Or the pensioners favourite of the teapot on the mantelpiece, the burglar's first port of call?
My Presbyterian neighbour used to keep his money in the fridge, because "no one would think of looking there". As a non- drinker, it hadn't occurred to him that the burglar, who broke in and found nothing worth stealing, went to the fridge and took it, probably because he thought there might at least be a couple of bottles of beer there. That's what the policeman told him, anyway.