Child run into side of my car causing damage + small claims court

qwert_yuiop

Count yourself extremely lucky you didn't kill him. You were plainly driving without due care and attention if you were actually moving when the boy ran into the road. It's a paltry £190. Suck it up.

Lizabeth21

Child's parents just need to get a 'have you had an accident in the last three years......' call

qwert_yuiop

EmmyLou30 wrote: »

I'm with the OP in the sense that the parent should be held accountable for the damage. They let their child loose on the streets when the child has clearly shown themselves to be unaware of how to cross a road and therefore should have been under supervision. The OP should not be out of pocket as a result of this, the parent should morally have said sorry and paid up.

I have a relative to who this happened, his quick reactions meant the child that cycled into the path of his oncoming van was unharmed but the 6 month old previously immaculate van was all scratched up from the bike. Car behind praised him for his quick reactions and admited she only just avoided going up the back of him as she hadn't seen the child at all.....what did the Mum have to say....not even a thank-you for not killing my silly child, no offer of payment, just a 'claim off your insurance' and walked off just like the woman did to the OP. Disgusting.

In answer to the actual question though the OP needs to tell the insurance company as the kid and Mum are probably the sort to falsify an injury claim too so best be ready with the facts. But then just pay for the repairs yourself so it's noted on your record but no actual claim will be set against you. All in all this will cost you hundreds for something that wasn't your fault and you have my sympathy.

Your contempt for the well being of a little child is disgusting. You horrify me. Are there people like you driving around where I live? I hope not.

bris

When you get asked if you have ever had an accident even if it wasn't you fault in the last 5 years what are you going to say?


If I was you I would let sleeping dogs lie. However if I was the childs parent I would say no problem I will cover your losses. just give me your insurance details and I will cover your excess. Need to keep it all legit you understand. You of course would pay for it for the next 5 years.

qwert_yuiop

Strider590 wrote: »

And what non-sense it is too, because when you consider the finance, the running costs and maintenance, £190 is probably quite a lot of money when your monthly payments are equivalent to or often in excess of your mortgage/rent.
The stereotyped assumption that they have money to burn is just wrong.

Would you run your life that close to the edge just to have a nice car? Not having a loose £190 somewhere strikes me as near poverty.

EmmyLou30

qwert_yuiop wrote: »

Your contempt for the well being of a little child is disgusting. You horrify me. Are there people like you driving around where I live? I hope not.

I'm not sure I said 'let's hope the kid was hurt, teach them a lesson' did I!? I said a child incapable of crossing a road safely shouldn't be out without parental supervision....if anything that's showing care and concern for the childs wellbeing.

qwert_yuiop

You thought it was disgusting that a mother failed to pay for a slightly scratched van after her child had been knocked off his bike. I cannot believe anyone could be so contemptuous. Shameful.

Strider590

Am I to understand that an incompetent parent shouldn't have to pay for their kids mistakes?

[Deleted User]

Strider590 wrote: »

Am I to understand that an incompetent parent shouldn't have to pay for their kids mistakes?

Oooh you in trouble now:rotfl::rotfl:;)

Stoke

Ultimately, it's the kids responsibility....... it must be great being a parent these days. Your kids can do what the !!!! they want and nobody blames you