Reducing Debt - being accountable and taking responsibility

DrSpendLittle

:T:T:T:T:T:T:T:T:T:T:T:T

£13,985.17 in 20 months

It doesn't seem real. Need to wait for it to sink in

:j:j:j:j:j:j:j:j:j:j

BabyStepper

CONGRATULATIONS!!!!

:T:T:T:j:j:j:beer::beer:

wishingthemortgaheaway

Absolutely fantastic news. Well done.

Here's to a debt free future.

enthusiasticsaver

Congratulations:j:j:j:j:beer:

Debsnewbudget

Congratulations :j:j:j

Moneywhizz

Delurking to say well done. Your success is well deserved. What a great way to begin life in your new home without any debt having over you. Good luck with your future plans.

DrSpendLittle

Thanks everyone! Still feels a bit surreal. I think it will sink in when I get my April pay cheque and see the ££s that would have gone to debt go into savings.

I've started to use one of my dormant bank accounts as a small savings account. I've put some money in there that I will use to treat myself to something small. The big indulgent treat will have to wait until we move house as house spends take priority but DF insists I should buy myself something to celebrate. I agree!

DrSpendLittle

So, my (post) debt diary will continue for the foreseeable future as I still need to watch the pennies and stick to a budget. We have moving fees and expenses still to save for and thereafter, we will be combining our finances. Lots of mini financial goals to achieve. Hopefully we can buy too, so there will be the inevitable costs of redecorating etc to cash flow or take from savings.

In other news, its spring so I must get my spring capsule wardrobe out from its under the bed storage hibernation and put my wintery stuff away.

This weekend we are busy with a few social engagements and other bits and bobs. Inevitably it will pass all too quickly and we'll be back at work on Monday!

DSL

DrSpendLittle

Oh, and I hope I get my debt free badge soon! I've been waiting 20 months for that

enthusiasticsaver

DrSpendLittle wrote: »

Oh, and I hope I get my debt free badge soon! I've been waiting 20 months for that

I think it is MSE Badger who gives those out DSL. Not sure how often he/she checks the debt free roll of honour but hopefully you will get it soon.