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Dreams and wishes....
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Hooray for the joint mortgage! Great news on bargain wedding clothes shopping.Aiming for a minimal spend 20220
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Good luck with the mortgage Kittikins everything crossed for you !0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Sold just over £22 worth of old textbooks from my teacher training
Have blitzed part of the study - more to do, but took 3 bags of paper and 2 bags of non-recyclables to the tip this afternoon!
KW's got me on a mission, I'm envious of what he's achieved!0 -
Well done you. How inspiring is that???!!!!!Aiming for a minimal spend 20220
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Going to send back 2 vile dresses and will get £44 back on my credit card, yay! May have ordered another dress though....!! But, if the company's idea of colour is as off again, that'll go straight back too! Thank goodness for free delivery
Received £24.09 from my first sale of books and DVDs. Must parcel up the third lot that I submitted on Sunday and get them off too.
Hoping that no news is good news on the mortgage front, am not going to stress, but just stay serene.....until maybe Wednesday
Going over to KW's tonight *swoon* He's then away with work until next week *sob*0 -
KW and I have got our decision in principle for the mortgage0
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OMG. Really really well done. hurrah. I bet that has made your day.:j:money::D:T:rotfl::):A:beer::money:Aiming for a minimal spend 20220
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Excellent news Kittikins :T am so pleased for you, KW & DD x0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Lots of exciting, positive stuff yesterday:
* I've sent the formal application form in to the housing association. The sellers are going to be chasing them regularly, as they believe that they will be the slowest link in the chain (and from my dealings with the (admittedly different) housing association when I was trying to buy the flat, I can understand why!)
* Our survey is booked in for next week (the bank don't need a physical valuation as part of the mortgage offer (weird, or is that how things happen these days?), so we're having to get our own homebuyers' survey.
* The fixtures and fittings form has come through and KW and I are keen to take the sellers up on their offer of selling us various bits of furniture and electrical items. From memory, everything on offer was in very good nick and even if we replace them in time, it means that with his furniture and what we keep, we will only need to buy mattresses when we move in.
I've already got the money allocated for the survey and KW's buying the furniture, which is brilliant0 -
Lovely news. It's all falling into place.Aiming for a minimal spend 20220
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