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Your spot on redo no point being miserly and miserable until you really have to. Yes we have been there in the past but now although paying off debt we can do it more slowly and enjoy things. I've said it before different priorities for different people we choose not to go on holiday doesn't bother us but we also choose posh coffee and chocolate 🥰 having just one car does grate but it's our "big" sacrifice until we can afford two without debt.
Btw I am very aware how lucky we are to have the choice but our "luck" comes from bloomin hard work.Dedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC4 -
moving_forward said:
Btw I am very aware how lucky we are to have the choice but our "luck" comes from bloomin hard work.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo5 -
Ironically it seems that all so often those who are determined to preach on all things frugal in a “my way or the Highway” type way are also those who can full well afford to do things differently and simply choose not to. Absolutely fine - their choice and all that, but don’t be telling others they’re “not trying hard enough”, and absolutely don’t be telling people to do stuff that truthfully, you’re not doing yourself, would be my take on it. When we were paying the mortgage off, we worked hard not to say “we can’t afford…” X or Y, because in truth it was our choice to use our money differently and saying we couldn’t afford it felt dishonest to me.M_F’s final sentence above though - yes, with bells on!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
Your reminding me of when I tried slimming classes @EssexHebridean. I could have someone bigger than me (at the time ,*ahem*) preaching I wasn't following the plan -clearly they weren't either! But I was still loosing. Sadly the days of loosing weight just by cutting down to five biscuits instead of a pack are long behind me.Dedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC3 -
Most positive thing I ever did for actual health was finally learning that diets simply don’t work (if they did, people would never return to SW, WW etc) and that it’s in the interests of the businesses that thrive on encouraging weight loss that they ensure their plans aren’t sustainable long term for the vast majority. Customers are conditioned to think it’s them that’s “failed” when in fact the odds are stacked against anything else. Rebuilding my relationship with food from a place of disordered eating* hasn’t been easy, but I’m far healthier and happier as a result, so it’s well worth the (ongoing) work. 🙂 (* and that’s why I don’t engage with diet/weight loss chat on here or elsewhere).🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
I'm with you on that one. I haven't suffered from an eatting disorder myself but when I was very slim people thought it was ok to tell me I needed to eat more. When I started putting weight on people thought it was ok to tell me to eat less. Now I'm overweight no point being dishonest but I'm happy being me. I do need to lose weight to be healthier but I have other things more pressing at the minute and I won't ever do a diet fad again as they are awful for messing with people's emotions. I eat what I like and not because good or bad just because I like it.
Well done on tackling your own demon's.Dedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC3 -
I don’t know if anyone can remember the young mother who had a diary on here years ago - Sammy Kaye? She used to manage on a very low income and put her shopping lists and meal plans on her thread. I always remember the line she wrote when she published her shopping list by popular demand “I’m not doing this because I want to, I doing this because I have to”. I often wonder how she’s doing now.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Sun_Addict said:I don’t know if anyone can remember the young mother who had a diary on here years ago - Sammy Kaye? She used to manage on a very low income and put her shopping lists and meal plans on her thread. I always remember the line she wrote when she published her shopping list by popular demand “I’m not doing this because I want to, I doing this because I have to”. I often wonder how she’s doing now.2
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I also remember SammyKaye18 and similar accounts who opened my eyes to a different world of those who worked with what they had, because they had no flipping choice and, crucially, who posted consistently. No accidental Costas, or carried away buying stuff for the children. When it hit us we did the same. It's currently my choice to live frugally, but we have been on the surviving (just) income and we may yet be again.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo7 -
I have a chicken poaching in the instant pot. The soggy bits and fridge scrapings will make soup.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo6
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