<<<out of cheese error>>>

Sun_Addict

I love the clinic with a q lipsticks, never found any others that compare. I used to be a devil for their gift with purchase when they did the makeup bag with various bits and bobs. 

greenbee

redofromstart said:

I am all for those who want to work rather than climb on others for progression.  Its the 'career' ones who don't want to work for it who annoy me, or the ones who think I will bother to compete and behave like idiots as a result.  

I have spent today dealing with 'ones who don't want to work for it'. I'm lucky to have a boss who realises when I'm the one holding things together/carrying people. And is fine when I tell him I'm no longer prepared to do the latter (I find warning him helps, so he's ready for it). Today may well result in someone else having had their last chance. But I'm too tired from trying to get them to do their job properly I no longer care... 

Cheery_Daff

redofromstart said:

We still pinch ourselves, and wait for the letter that says it was a mistake.  By both companies!  I think I have said before but I wouldn't have even thought of checking if it hadnt been for @Cheery_Daff posting about early retirement reductions being less than she thought.  He might have got a lot more at 65, but he would have hated the next seven years.

I am SO utterly delighted about this, as you know 😊😊😊 We checked many years after Mr Cheery left his job, and we were so surprised at the reductions - although we figured that was because he hadn't been paying in for several years anyway by that point. Delighted to have been able to take his works pension in early 2020 - a lot of the lump sum went to pay for our kitchen & building work.redofromstart said:

Alchemilla said:

Good news about retirement.
Similar gap between DH and me.
I am trying to convince him to take phased retirement in September.

I had to show Mr Redo a cash flow forecast with his fixed pensions, and my financial state if anything happened to him so he knew if my job goes, or he pops off that we/I would be ok before he was comfortable. If my job went we could still manage which was key for us both.   He knows I mostly like my job, and he hated his with a passion, and his work on the house will be better opportunity cost value than paying others to do it. 

I've had to do this with Mr Cheery too. We have an 18 year age gap 😮 so I created a spreadsheet showing what we'd get each year from my wages, his works pension, his state pension, and eventually my pensions (in about another 87 years). He was in LGPS, I'm in a combination of USS and UCU, all DB fortunately. I currently contribute 10%, employer 16% so it should be building up nicely. Can't take for another, er, 16 years I think though, pah!

KajiKita

I am delighted to be in the company of like-minded people who also just want a job not a career    I had no clue what I wanted to do after University and fell into a temporary role during Thatcher's recession (huge bubble of new graduates, recession and no jobs for them ...)  and have gradually evolved into something of a specialist at what I do, which is also very transferrable from business to business. I have just landed (survived my first week) in a well paid (according to LI anyway) role in a *hugely* technically complex industry & business and even so I can see I have skills and insights to offer them - suggested a way through a heated deadlock between sites in Italy and the UK yesterday afternoon .... 

But, my main passion, what feeds my heart and soul, is my home, my garden and my life with my husband. I did the living away during the week for three years in two different roles, and whilst it was really useful experience, I hope never, ever to have to do it again. My quality of life was really low.

Fabulous news about the mortgage Redo - really, really chuffed for you!

KK 

redofromstart

I am lucky and have a tiny USS pension too Cheery.  It is at least a relatively guaranteed amount.  My other, equally tiny, one is now covered by the pension protection fund.  I really rated the PPF website, you can easily register and model what you will get, change lump sums and retirement dates on line and best of all apply to retire on line.  Mr Redos lump sum was in the bank within a week of pressing send on the application!  Looking forward to the new tax year as well when he should get a tax refund. It'll make a nice change from us owing them. 

House wise there hasn't been a lot of progress this week as he has been ill so has just pottered, and I am too busy with work in the week to do much.   The sun is shining outside and I want to get out in the garden but the house is a tip so I must clean instead which is why I am sat on the computer.

Reading about gardens and plants on your diary @KajiKita has set me off on thinking about what I want to do and how much I am willing to spend to achieve it.  Sounds like your new job is going really well, pleased for you.  Always a gamble in a new place.

greenbee

Enjoy the sunshine. I have cut the hedge. I reckon if I do a bit more for the next couple of weekends it should be finished... 

moving_forward

Gardens are so so good. I love nature

Alchemilla

One of the things that killed my pig about my current role is the (two in particular) people who don't want to do any actual work but do want to flounce about pontificating and saying how hard they work. Then criticise those who are doing the actual work.

greenbee

@Alchemilla - we have some of those. Apparently one is going to quit on Monday. Strangely I'm not devastated... I'm busy working out where to reallocate the headcount to (well, he didn't do anything, so clearly we don't need him). 

I've cut the hedge and tidied up  😑, scavenged some bits of fence panel from my neighbour to help fill the kindling bin, and made 3 batches of soup for the week so I have food to eat during my stupidly long work days. 

Cheery_Daff

I've not tried the PPF website, might give it a go. Although my pension is so far away it feels a bit pointless 🙄 Can't see me making extra pension contributions until at least a lot bigger chunk of the mortgage has gone, given it's DB and my/employer contributions are already decent. I have learned SO much from listening to everyone talking about it though! 

I fall into a funny camp with my job I think. I never wanted a 'career', but have somehow ended up taking a fairly traditional career rout and landing in a pretty career type job, and finding myself relatively ambitious 😂 My problem is I flip flop between ambitious and wanting to get to the next stage and do all the things, and then on other days I'm all'sod it, I want to spend all my time in the garden with the chickens'. 😂 Never can make up my mind, hence trying (again) for promotion this spring, after cutting back to four days a week last September. Flip flop flip flop. Of course the ideal is four days AND a promotion but we'll see 😂