The NEW waiting to exchange thread...

KateO78

OMG !!!!! So anxious about exchanging contracts - the completion date agreed by the chain is 27th August
Can this be done in time ?  Everything is ready.... my montage offer expires 3 working days after 27th  and solicitor seems to have no sense of urgency 😬😬😬😬😬😬

withaspritz

KateO78 said:

OMG !!!!! So anxious about exchanging contracts - the completion date agreed by the chain is 27th August
Can this be done in time ?  Everything is ready.... my montage offer expires 3 working days after 27th  and solicitor seems to have no sense of urgency 😬😬😬😬😬😬

Most lenders will extend the mortgage offer if asked. Maybe worth checking on that?

kasqueak

KateO78 said:

OMG !!!!! So anxious about exchanging contracts - the completion date agreed by the chain is 27th August
Can this be done in time ?  Everything is ready.... my montage offer expires 3 working days after 27th  and solicitor seems to have no sense of urgency 😬😬😬😬😬😬

How exciting. Fingers crossed for you. My solicitor is the same. No sense of urgency. I guess it’s all just paperwork to them whereas a home to us! 

kasqueak

I’m getting so fed up with waiting now. Queries on both our sale and purchase going back and forth with no end in sight to actually resolve them and move forward. My buyers are saying they want it by 30 Sep but my solicitor hasn’t responded to that and no word on my purchase (no chain, it’s empty). Everyday I’m waiting by my phone for a email or call to Confirm things are moving forward. When I chase the solicitor they say they’re waiting on resolving the queries and that’s it. Such a long drawn out process buying a house! 

KateO78

kasqueak said:

KateO78 said:

OMG !!!!! So anxious about exchanging contracts - the completion date agreed by the chain is 27th August
Can this be done in time ?  Everything is ready.... my montage offer expires 3 working days after 27th  and solicitor seems to have no sense of urgency 😬😬😬😬😬😬

How exciting. Fingers crossed for you. My solicitor is the same. No sense of urgency. I guess it’s all just paperwork to them whereas a home to us! 

Definitely- I am really stressed as things are not happening quickly for such a short timeline!!!
W have been in conveying limbo since Feb ! 

atrixa

16/07/20 - Meeting with mortgage advisor
20/07/20 - Offer accepted

20/07/20 - Subjective acceptance of mortgage application

21/07/20 - decision in principle

22/07/2020 - full application submitted

22/07/2020 - valuation booked

25/07/2020 - solicitors instructed

27/07/2020 - Mover membership insurance activated

04/08/2020  - queried vacant possession with vendor's solicitor

05/08/2020 - Nationwide requested July payslip

07/08/2020 - searches submitted expected return 07/09/2020.

14/08/2020 - text confirming mortgage offer

18/08/2020 - electronic version of offer recieved from broker.

19/08/2020 - paper copy of mortgage offer received and requested EICR

20/08/2020 - mortgage & title report recieved from solicitors

Solicitor wanted one or two things confirming so I've sorted that tonight. I've also sent him a few queries about the documents received so far. Still a few weeks until the searches are due back.

lkc4777

izoomzoom said:

@lkc4777 - how flexible is your landlord? I spoke to our's and they said they would be happy with go on a week by week basis if we ran over. We did deal with them direct, rather than an agent though and we were 3.5 months on from offer by the time E&C was done (with no chain & divorced vendors). 

She's fine actually, said give her a month's notice whenever we want. Our fixed term agreement has already ended so we're lucky she's so flexible

Gonzo44

Waiting for our solicitor to request the loan amount form the bank today!  I have asked her to confirm to me when she receives the money, but just in case she doesn't, does anyone know if I would receive an email from the bank to tell me she's got the cash?

Date of entry Monday!!!

izoomzoom

We failed to exchange today.
Vendor (Housing Association) hasn't signed something, so can't happen today.
Solicitor has returned money to lender, and we will try again for the 28th.
Strangely resigned to the fact, rather than being hugely disappointed.

KPyro

I've got sod all work done today because I'm so distracted waiting for contact from the solicitors. I honestly don't know how we're meant to complete by next week now if the vendor's solicitors can't respond to a phone call! I think Monday is going to be spent negotiating with our landlord to see if he'll allow us to end our tenancy mid month.

ETA: And now it looks like I've missed a call from the solicitors and can't get back through  this is driving me loopy!!!!