The NEW waiting to exchange thread...

kjelyse

Final update!

15/05 - MiP accepted. Decided against using a broker and, luckily, had no issues. 
16/05 - Viewed house of my dreams, immediate offer & acceptance.
18/05 - Solicitor instructed, received memorandum of sale from EA.
20/05 - Full mortgage application submitted to Yorkshire Building Society.
22/05 - Documents received from solicitor via snail mail, immediately filled out and returned; submitted evidence to mortgage underwriter.
25/05 - Homebuyer's survey done. Nothing of real concern found.
03/06 - Mortgage offer received.
22/06 - Draft contract, fixtures and fittings form, environmental and water searches received! Warned of delays to local searches. Turns out the draft contract was so delayed because the seller's initial forms were "lost in the post".
28/07 - Local searches FINALLY received!
03/08 - H2B ISA closed, all documents signed and returned to solicitor. Simultaneous exchange and completion set for August 17th.
17/08 - Called solicitor at 9am to make sure everything was ship-shape before I set out on a 4 hour drive to collect the keys! It's a good thing I did call, because there was a problem - the seller's documents had, once again, gotten "lost in the post". Told that the seller would drive to their solicitor to sign everything in person. Finally got the all clear at 13:00.

All told, I went from offer to completion in 3 months and 1 day. Whew! The dead zone between 22 June and 28 July where there was nothing for me to do except twiddle my thumbs and wait was the hardest. So glad it's all finally over. 

28tsw

We’re ready to exchange but buyer still not got mortgage offer. I’ve never stalked a company as much as I have the last month or so. Hurry up TSB!!

KateO78

28tsw said:

We’re ready to exchange but buyer still not got mortgage offer. I’ve never stalked a company as much as I have the last month or so. Hurry up TSB!!

Our buyer is with TSB also, and they have been a nightmare- made mistakes, not corrected then etc... really stressful !

28tsw

KateO78 said:

28tsw said:

We’re ready to exchange but buyer still not got mortgage offer. I’ve never stalked a company as much as I have the last month or so. Hurry up TSB!!

Our buyer is with TSB also, and they have been a nightmare- made mistakes, not corrected then etc... really stressful !

Did they offer and how quick/slow were they? We’re over 5 weeks waiting 

KateO78

Ok - so we have been told by our buyer, vendor and mortgage broker/ sales progresser that completion date is set for 27th August- which is great..... only our solicitors who are not good at communication have not actually confirmed that to us!! Despite 3 emails already this week asking for updates.  I don’t know what is wrong with them ? They don’t like that we are all in contact with each other in the chain - but we all used Purplebricks who don’t help progress the sale like high street agents but just give you all each other’s contact details and leave you to it.
ugghh I’ve sent another email this morning asking again, and mentioning we have heard the info from 3 other sources but not them !  

If I don’t hear anything this afternoon should I copy in one of the senior partners ? (btw they never answer their phones always goes to voicemail)

izoomzoom

KateO78 said:

Ok - so we have been told by our buyer, vendor and mortgage broker/ sales progresser that completion date is set for 27th August- which is great..... only our solicitors who are not good at communication have not actually confirmed that to us!! Despite 3 emails already this week asking for updates.  I don’t know what is wrong with them ? They don’t like that we are all in contact with each other in the chain - but we all used Purplebricks who don’t help progress the sale like high street agents but just give you all each other’s contact details and leave you to it.
ugghh I’ve sent another email this morning asking again, and mentioning we have heard the info from 3 other sources but not them !  

If I don’t hear anything this afternoon should I copy in one of the senior partners ? (btw they never answer their phones always goes to voicemail)

We're scheduled for E&C on 21st. After the date was suggested (subject to vendor solicitor confirming) we heard nothing for over a week. But this week, we are getting info from our solicitors on a daily basis.
My solicitor seemed to take 3+ days (and even now, a full day) to respond to any queries, but its seems that solicitors are just as bad at communicating between themselves. So far, I haven't telephoned this solicitor at all, but our last purchase, I found I got nothing via email, but they always took my calls.
I'd copy in the senior partner now, and let others in your chain know, so they can apply pressure through their representatives.
Fingers crossed for you.

Hannimal

I am losing it with the wait. House was valued and sruveyed on Friday and I haven't got the survey results or anything about the valuation back yet. How long is this going to take? 

kasqueak

Hannimal said:

I am losing it with the wait. House was valued and sruveyed on Friday and I haven't got the survey results or anything about the valuation back yet. How long is this going to take? 

Ours took about 5 working days to come back. The whole waiting process is so long and drawn out! Worst thing about buying a place I think. I’ve been wishing the weeks away for ages now!

Hannimal

kasqueak said:

Hannimal said:

I am losing it with the wait. House was valued and sruveyed on Friday and I haven't got the survey results or anything about the valuation back yet. How long is this going to take? 

Ours took about 5 working days to come back. The whole waiting process is so long and drawn out! Worst thing about buying a place I think. I’ve been wishing the weeks away for ages now!

Thank you - so it seems. Pretty much nothing has happened in the past month, I am also bottom of a 4-household-chain. At first I was okay with this but now it's been 1.5 months since my offer was accepted and nothing has happened, I am just thinking of all the things that can still go wrong. I just want to start ripping the carpets off already!

KateO78

izoomzoom said:

KateO78 said:

Ok - so we have been told by our buyer, vendor and mortgage broker/ sales progresser that completion date is set for 27th August- which is great..... only our solicitors who are not good at communication have not actually confirmed that to us!! Despite 3 emails already this week asking for updates.  I don’t know what is wrong with them ? They don’t like that we are all in contact with each other in the chain - but we all used Purplebricks who don’t help progress the sale like high street agents but just give you all each other’s contact details and leave you to it.
ugghh I’ve sent another email this morning asking again, and mentioning we have heard the info from 3 other sources but not them !  

If I don’t hear anything this afternoon should I copy in one of the senior partners ? (btw they never answer their phones always goes to voicemail)

We're scheduled for E&C on 21st. After the date was suggested (subject to vendor solicitor confirming) we heard nothing for over a week. But this week, we are getting info from our solicitors on a daily basis.
My solicitor seemed to take 3+ days (and even now, a full day) to respond to any queries, but its seems that solicitors are just as bad at communicating between themselves. So far, I haven't telephoned this solicitor at all, but our last purchase, I found I got nothing via email, but they always took my calls.
I'd copy in the senior partner now, and let others in your chain know, so they can apply pressure through their representatives.
Fingers crossed for you.

Thank you - finally got an answer from my solution say yes 27th August is confirmed 🙌🏻 Now just anxious for the contracts to exchange