The NEW waiting to exchange thread...

rdchick

Well today is D Day! Waiting for the phone call to say we can go collect the keys! Let's hope it's soon!🤞🤞

trakky14

rdchick said:

Well today is D Day! Waiting for the phone call to say we can go collect the keys! Let's hope it's soon!🤞🤞

Fingers crossed for you!!!!

Richiem1987

Finally, exchange and completed today, pick up the keys at 1700. Time line then

14/01/22 - Engaged with a Buying Management Agent, submitted AIP
03/02/22 - Mortgage AIP received
04/02/22 - Searching for a new home. Management company undertake research and send me documents for each property
12/02/22 - Viewed two properties. Had one I liked
14/02/22 - Offer Made and Accepted
14/02/22 - Buying Management Agent acting on my behalf instructed to proceed
15/02/22 - Documents signed and sent off
17/02/22 - Mortgage Application Submitted via Broker to Natwest
02/03/22 - Chain Complete
09/03/22 - Contracts reveiced from Vendors Solicitor to My Solicitor
16/03/22 - Inititial Enquires Raised
08/04/22 - Mortgage Offer Received
27/04/22 - Level 2 Survey carried out on Property
28/04/22 - Local Searches Requested
05/05/22 - Survey Report received. Nothing major idenfitied
14/05/22 - Lead pipe issued picked up on the Survey inspected by yours truely. It was infact PVC.with a bit of paint on it
09/06/22 - Enquires continue
25/07/22 - Enquires complete
28/07/22 - Homebyers report received and contracts to sign
29/07/22 - Contracts signed and sent off
02/08/22 - Funds transferred to Solicitor
04/08/22 - Completion date agreed for the 15th
15/08/22 - Failed to exchange due to no response from top of the chain. Morgage Funds returned to Lender
18/08/22 - 26th August new Suggested date
23/08/22 - Chain finally responds, 26th no longer achieveable, date of 2nd September agreed as new completion date
26/08/22 - Mortgage funds requested
29/08/22 - Informed Mortgage offer dissapeared off the Portal.
31/08/22 - Mortgage Offer reinstated
02/09/22 - Mortgage Funds transferred
02/09/22 - Exhanged and Completed at 1220hrs. 

That was a looong drag, but could have been far worse. Thanks to all for keeping me sane. I can't name drop in here, but my Buying Management Company were top draw. 

rdchick

So after waiting til after 12 to find out that our solicitors don't talk to one another and then them telling us we are in no way ready to complete due to no funds requested etc... 

And lots of tears of disappointment

To 4pm they realised they were wrong and actually it can all go through so we exchanged and completed and by 4:30 we got the keys. 

🎉🎉🎉🎉🎉🎉🏡🏠🏡🏠🏡🏠🏡🏠

trakky14

rdchick said:

So after waiting til after 12 to find out that our solicitors don't talk to one another and then them telling us we are in no way ready to complete due to no funds requested etc... 

And lots of tears of disappointment

To 4pm they realised they were wrong and actually it can all go through so we exchanged and completed and by 4:30 we got the keys. 

🎉🎉🎉🎉🎉🎉🏡🏠🏡🏠🏡🏠🏡🏠

So pleased for you!!! Congratulations!! 

Now send lucky vibes for us for next week! It's not looking likely as our solicitor has not had a response re competition on the 9th from our buyers solicitors but she said it's still possible...its going to be a tense week for us 🤯 I've got our estate agent chasing them so fingers crossed 🤞 

rdchick

trakky14 said:

rdchick said:

So after waiting til after 12 to find out that our solicitors don't talk to one another and then them telling us we are in no way ready to complete due to no funds requested etc... 

And lots of tears of disappointment

To 4pm they realised they were wrong and actually it can all go through so we exchanged and completed and by 4:30 we got the keys. 

🎉🎉🎉🎉🎉🎉🏡🏠🏡🏠🏡🏠🏡🏠

So pleased for you!!! Congratulations!! 

Now send lucky vibes for us for next week! It's not looking likely as our solicitor has not had a response re competition on the 9th from our buyers solicitors but she said it's still possible...its going to be a tense week for us 🤯 I've got our estate agent chasing them so fingers crossed 🤞 

Sending all the house dust over to you!! Really hope you can complete next week! Solicitors are sadists I'm sure of it! 

Good luck everyone else waiting too! 

hpsauce86

Since we had our offer accepted on 5th February (no chain, was told it would be a quick sale), we have just agreed completion for the 12th September. Solicitors have requested funds and sent us out money due. It’s finally happening! 

mojo293

Well, still waiting for my new buyers Mortgage offer to come through. EA reckons his application is all complete, but now with the underwriter and suggesting its this stage thats taking the time generally with lenders.

However, she also thinks that a realistic aim for exchange/completion/moving is potentially now the end of September, but will be pushing for both sides to hurry that up as/where possible.

That would take it just over 4 months in total, which I guess isn't too bad overall, especially considering I've had to remarket and start again (to a degree) with a new buyer.

My vendors are fully committed to selling to me, and apprently even if their onward purchase falls through by end of September, they will still sell and move, as they will have kids in schools in the new area by then.

Just gotta keep everything crossed for the next few weeks, and hope things can move a bit quicker, but looking like end of this month (September) for me.

nicknameless

hpsauce86 said:

Since we had our offer accepted on 5th February (no chain, was told it would be a quick sale), we have just agreed completion for the 12th September. Solicitors have requested funds and sent us out money due. It’s finally happening! 

That's amazing - been looking out for this.  Hope all goes smoothly.  Coincidentally we sell our flat on the same day.

hpsauce86

nicknameless said:

hpsauce86 said:

Since we had our offer accepted on 5th February (no chain, was told it would be a quick sale), we have just agreed completion for the 12th September. Solicitors have requested funds and sent us out money due. It’s finally happening! 

That's amazing - been looking out for this.  Hope all goes smoothly.  Coincidentally we sell our flat on the same day.

Thank you! We’re so relieved! Got to find something else to stress about now 🤣