PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The NEW waiting to exchange thread...

1174317441746174817492067

Comments

  • Mahsroh
    Mahsroh Posts: 769 Forumite
    Sixth Anniversary 500 Posts Name Dropper Combo Breaker
    RS2OOO said:
    Contracts exchanged - 2 day removals commences tomorrow, completion on Thursday (Even less time than you've got @Moneybear)

    Wow.

    Thank you everyone for reading and putting up with my stress!
    FINALLY!!!  :D
  • davemorton
    davemorton Posts: 29,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Car Insurance Carver!
    Is anyone using HSBC for their mortgage please?  If so, how long did it take for funds to arrive at solicitors after them requesting it?  I am hoping to complete soon, but dont believe the funds have been requested, and google is telling me HSCB take 2 weeks to supply funds. 
    “Quis custodiet ipsos custodes?”
    Juvenal, The Sixteen Satires
  • RS2OOO
    RS2OOO Posts: 389 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Is anyone using HSBC for their mortgage please?  If so, how long did it take for funds to arrive at solicitors after them requesting it?  I am hoping to complete soon, but dont believe the funds have been requested, and google is telling me HSCB take 2 weeks to supply funds. 
    48 hours.

    On both occasions - as we had to send the first lot back after buyer failed to exchange on the agreed date.
  • MsACam
    MsACam Posts: 55 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    HSBC take 7 working days (which is a bit more than other lenders) but if you’re arranging through a broker they can sometimes expedite the request (ie by calling the bank and politely asking). What caught me off guard is my solicitor needed confirmation from HSBC they were going to release the funds in time for completion before he allowed us to exchange (even though we have enough time) which request can only be made by the solicitor (not you or the broker, if using) and this delayed exchange by a day and half (with rest of chain not being happy). Hopefully forewarned is forearmed - ask your lawyer exactly how the process works for them!
  • Just got an email from my solicitor. Going to exchange tomorrow 🥳. My solicitor will contact me for authority tomorrow😁
  • justcat01
    justcat01 Posts: 114 Forumite
    100 Posts Second Anniversary Name Dropper
    RS2OOO said:
    Contracts exchanged - 2 day removals commences tomorrow, completion on Thursday (Even less time than you've got @Moneybear)

    Wow.

    Thank you everyone for reading and putting up with my stress!
    I've been reading your progress and I'm so happy for you! Congratulations! 
  • Congratulations to all that have suddenly exchanged or have had significant progress towards it. I am still waiting to receive solicitors report on title and request to transfer deposit funds but hopeful that this will be coming tomorrow so we are able to exchange on Friday. I think searches are back and responses to enquiries have been received so 🤞🤞
  • RS2OOO
    RS2OOO Posts: 389 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    justcat01 said:
    RS2OOO said:
    Contracts exchanged - 2 day removals commences tomorrow, completion on Thursday (Even less time than you've got @Moneybear)

    Wow.

    Thank you everyone for reading and putting up with my stress!
    I've been reading your progress and I'm so happy for you! Congratulations! 
    Thank you very much!

    In 7 years time when we finally finish doing up the dump we have bought, it will all have been worth it 😀

    Our buyers have got themselves a beautiful house. The only single thing their survey brought up (exc. Electrics/gas) was a bit of re-pointing where soil pipe comes through the wall.  Can't believe how much they've put us through. Even Solicitor was teary on the phone!

    Now hoping completion day goes smoothly, we really deserve it!
  • @RS2000 You more than deserve your exchange yesterday. I think I was happier reading that you had finally managed it than mine! :D I'm so happy for you and sorry for everything you've been through.

    I'm still in a state of disbelief. I honestly didn't expect things to suddenly move the way they did. Friday seems like a long way away now! 


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.