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The NEW waiting to exchange thread...
Comments
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sacvwgolf said:Another day passes and no further progress. No idea why such simple things take so long
So this is my timeline
27/7/21 offer accepted
27/7/21 solicitor instructed
2/8/21 mortgage application submitted
3/9/21 mortgage offer
11/10/21 firts attempt to exchange but my solitor informed me that the bottom of the chain have to draw down their help to buy funds . The account has been closed but they are awaiting a letter in the post which was expected yesterday. She said as soon as they have it, they are ready.
I emailed my solicitor this morning and radio silence from seller's solicitor.
Don't know what to expect now.
Hopefully tomorrow🤞
25/10/21 suggested completion day
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MrsBrush said:Newdrake88 said:MrsBrush said:Newdrake88 said:MrsBrush said:HopeAndDriftWood said:MrsBrush said:Well, it hasn't happened yet... just asked for an update and whether I need to get back onto my seller's EA yet again?
It can only be one of two things now - either the FTB's mortgage funds being returned hasn't yet been confirmed so cant be re-requested, or PPL are not answering their phones. Neither would surprise me at this point.
Rapidly running out of week again, and by tomorrow evening we will be back to the same situation as last week, where I trust the legal firms in this chain even less than I did last week (which was not at all then, worse now!), we still haven't exchanged contracts (and therefore still cant confirm everything that I couldn't confirm last week) and we are supposed to complete on Monday. I still refuse to do a simultaneous exchange and completion, which we had said right from day 1 so should not be a surprise, so fully expecting the next thing will be another delay while dates are rearranged again for the 3rd time. The whole thing is beyond a farce, and I cant tell you how stressed, upset and p**d off I am right now.
And it seems there is absolutely nothing we can do.
I hope that the couple of people on these boards who got upset a few months ago about me complaining about my vendor's factory farm conveyancers being worse than useless are still able to defend what has been going on here - the default for these firms seems to be to blame everyone else and not take any responsibility. Even by their standards of incompetence this chain has to be amongst the worst! And yes, I am upset, I am angry but I am also incredibly disappointed that so-called legal professionals can have so little understanding of the havoc they are causing in people's lives, it is legalised manipulation and psychologically damaging in some cases and they just don't seem to care.
We also are unable to confirm our removers until exchange, which is a pain because we are unable to do it ourselves - so we need exchange to happen to be able to book a company who can move us! It has been mad here, and the removers are still crazy busy.
And today was supposed to be moving day, so as you can imagine i am extremely fed up!
The chain agreed a deadline of Friday 1pm last week for completion today, which failed again for the same reason, then this "professional" tried to initiate exchange at 4.45p, on Friday afternoon and my buyers said no as far too late beyond the 1pm cut off and they suggested the 18th as a new date. Roll on to yesterday, and the FTB's solicitor at the bottom of the chain needed to send their mortgage funds back and re-request today... leaving us again unable to exchange both yesterday and today!
No news on my end today, we just need the EPC doing by the estate agents (which was requested over a month ago but oh well lol) then we can exchange. If I don’t hear before Thursday I’ll be chasing up.1 -
TheScone said:
No news on my end today, we just need the EPC doing by the estate agents (which was requested over a month ago but oh well lol) then we can exchange. If I don’t hear before Thursday I’ll be chasing up.
https://find-energy-certificate.digital.communities.gov.uk/
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esubbs said:TheScone said:
No news on my end today, we just need the EPC doing by the estate agents (which was requested over a month ago but oh well lol) then we can exchange. If I don’t hear before Thursday I’ll be chasing up.
https://find-energy-certificate.digital.communities.gov.uk/0 -
Good luck everyone!1
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Hoping to exchange today but the sol still hasn’t asked for our deposit. I’ve asked for an update this morning but nothing yet. Trying not to panic 🙈1
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Pigeon56 said:Hoping to exchange today but the sol still hasn’t asked for our deposit. I’ve asked for an update this morning but nothing yet. Trying not to panic 🙈0
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Pigeon56 said:Hoping to exchange today but the sol still hasn’t asked for our deposit. I’ve asked for an update this morning but nothing yet. Trying not to panic 🙈
Fingers crossed for you all! I understand how stressful all of this is.
Surprisingly since our solicitor received our signed contracts etc they called us (first time throughout the whole process) to discuss completion/exchange etc and exchanged happened yesterday with the aim to complete on 29th October.
I am hoping I will feel excited soon but think it’s just a build up of all the stress experienced during this period however compared to some of the experiences I’ve read on this forum I feel very fortunate.
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