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The NEW waiting to exchange thread...

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Comments

  • Slithery
    Slithery Posts: 6,046 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Bonniepurple said:
    We are only moving 5 minutes drive away so there’s the potential for shuttle runs.
    No, there isn't.
    You can't move anything into the new property until after completion, at which point you can't go back to your current property.
  • ss2020jd said:
    scottie21 said:
    MrsBrush said:
    Having a torrid time on ours.

    Our solicitor raised enquiries on search results on 04/08. Waited three weeks and no update. I did my own snooping and the sellers solicitor (recommended by EA, of course) hadn’t even submitted enquiries to local council.

    EA tells me they’d been overlooked but were submitted just before bank holiday in August and we’ve been waiting ever since. Chased today but still no progress. 

    Our buyer (cash buyer) has been waiting over a month (we are all done on our sale) so the stress is really cranking up that we could lose all this at the last minute through a solicitors complete inept ability. 

    Have to beat the stamp duty deadline. No ifs no buts.
    That’s how we are we need to beat the deadline, EA are chasing vendors solicitors but no reply from so far 
    If there were some sort of come-back on the solicitors who sit on things and (seemingly) do nothing for weeks, surely everything would work far more smoothly with a lot less stress for everyone.

    Similar position, our sellers solicitors are terrible, but we decided a while ago that whilst the £2500 saving would be handy it isn't a deal breaker for us. But, our purchase depends on our sale,  and all parties in the chain below have been ready to complete since July!!  So far, with a bit of persuasion, the chain below have been incredibly patient but I suspect that is wearing thin now.
    Yes we said if we have to pay it then we will but if we miss it by days then that will be a hard pill to swallow! £2500 saving 😩
    I echo this sentiment, if we miss it it will be by days!! 
    I’ll actually be mad, I think the worst part is it’s out of my control, if I could do my own conveyancing it would be done but you are relying on a 3rd party who can’t be contacted by you directly!!!
    Yes I completely agree - that’s the worst part!!! So frustrating! 

    Still no news our end - radio silence since last week when both us and our seller were ready to exchange. Even the EA has not responded to us and we were supposed to go and view to measure up. The solicitors at top of the chain are apparently still waiting for their client’s signed contract! How long does that take to return?! Surely not seven days (five working days). 

    Hoping for better news for everyone waiting for tomorrow! 
    It just consumes your mind doesn’t it! Well I’ve decided tonight that I’ve got 10 working days to get enquires answered, exchange and complete so I’m at HOUNDING everyone I possibly can, until they just get sick of me and get it done!!!

    I think everyone one else should do the same hahaha


  • Still no documents received from what I can see. I'm getting so frustrated now.

    They said they wanted a quick sale but we've got nothing from their solicitors yet and I'm not paying for anything until they at least send over something!

    Hoping for some movement soon as this is taking the P now!
  • ss2020jd said:
    scottie21 said:
    MrsBrush said:
    Having a torrid time on ours.

    Our solicitor raised enquiries on search results on 04/08. Waited three weeks and no update. I did my own snooping and the sellers solicitor (recommended by EA, of course) hadn’t even submitted enquiries to local council.

    EA tells me they’d been overlooked but were submitted just before bank holiday in August and we’ve been waiting ever since. Chased today but still no progress. 

    Our buyer (cash buyer) has been waiting over a month (we are all done on our sale) so the stress is really cranking up that we could lose all this at the last minute through a solicitors complete inept ability. 

    Have to beat the stamp duty deadline. No ifs no buts.
    That’s how we are we need to beat the deadline, EA are chasing vendors solicitors but no reply from so far 
    If there were some sort of come-back on the solicitors who sit on things and (seemingly) do nothing for weeks, surely everything would work far more smoothly with a lot less stress for everyone.

    Similar position, our sellers solicitors are terrible, but we decided a while ago that whilst the £2500 saving would be handy it isn't a deal breaker for us. But, our purchase depends on our sale,  and all parties in the chain below have been ready to complete since July!!  So far, with a bit of persuasion, the chain below have been incredibly patient but I suspect that is wearing thin now.
    Yes we said if we have to pay it then we will but if we miss it by days then that will be a hard pill to swallow! £2500 saving 😩
    I echo this sentiment, if we miss it it will be by days!! 
    I’ll actually be mad, I think the worst part is it’s out of my control, if I could do my own conveyancing it would be done but you are relying on a 3rd party who can’t be contacted by you directly!!!
    Yes I completely agree - that’s the worst part!!! So frustrating! 

    Still no news our end - radio silence since last week when both us and our seller were ready to exchange. Even the EA has not responded to us and we were supposed to go and view to measure up. The solicitors at top of the chain are apparently still waiting for their client’s signed contract! How long does that take to return?! Surely not seven days (five working days). 

    Hoping for better news for everyone waiting for tomorrow! 
    It just consumes your mind doesn’t it! Well I’ve decided tonight that I’ve got 10 working days to get enquires answered, exchange and complete so I’m at HOUNDING everyone I possibly can, until they just get sick of me and get it done!!!

    I think everyone one else should do the same hahaha


    I'm in the same position as you, hoping to complete by the end of Sept, said I'll pay the extra stamp duty if I have to but will be annoyed if I miss out by days. My mortgage is even with the same people as you Virgin Money/Clydesdale! - I rang my solicitors today for an update and had to leave a message, but received no call back. Have you signed all the paperwork? Mine's all gone back just waiting for a date to be sorted once the final enquiries have been sorted, it can't come soon enough!
    28th April - MIP submitted and issued
    23rd June - Offer Finally Accepted On A House!
    23rd June - Full application submitted through broker
    19th July - Mortgage offer received
    23rd July - Draft contract received
    26th July - Searches requested
    2nd August - Survey completed



  • arrows123 said:
    ss2020jd said:
    scottie21 said:
    MrsBrush said:
    Having a torrid time on ours.

    Our solicitor raised enquiries on search results on 04/08. Waited three weeks and no update. I did my own snooping and the sellers solicitor (recommended by EA, of course) hadn’t even submitted enquiries to local council.

    EA tells me they’d been overlooked but were submitted just before bank holiday in August and we’ve been waiting ever since. Chased today but still no progress. 

    Our buyer (cash buyer) has been waiting over a month (we are all done on our sale) so the stress is really cranking up that we could lose all this at the last minute through a solicitors complete inept ability. 

    Have to beat the stamp duty deadline. No ifs no buts.
    That’s how we are we need to beat the deadline, EA are chasing vendors solicitors but no reply from so far 
    If there were some sort of come-back on the solicitors who sit on things and (seemingly) do nothing for weeks, surely everything would work far more smoothly with a lot less stress for everyone.

    Similar position, our sellers solicitors are terrible, but we decided a while ago that whilst the £2500 saving would be handy it isn't a deal breaker for us. But, our purchase depends on our sale,  and all parties in the chain below have been ready to complete since July!!  So far, with a bit of persuasion, the chain below have been incredibly patient but I suspect that is wearing thin now.
    Yes we said if we have to pay it then we will but if we miss it by days then that will be a hard pill to swallow! £2500 saving 😩
    I echo this sentiment, if we miss it it will be by days!! 
    I’ll actually be mad, I think the worst part is it’s out of my control, if I could do my own conveyancing it would be done but you are relying on a 3rd party who can’t be contacted by you directly!!!
    Yes I completely agree - that’s the worst part!!! So frustrating! 

    Still no news our end - radio silence since last week when both us and our seller were ready to exchange. Even the EA has not responded to us and we were supposed to go and view to measure up. The solicitors at top of the chain are apparently still waiting for their client’s signed contract! How long does that take to return?! Surely not seven days (five working days). 

    Hoping for better news for everyone waiting for tomorrow! 
    It just consumes your mind doesn’t it! Well I’ve decided tonight that I’ve got 10 working days to get enquires answered, exchange and complete so I’m at HOUNDING everyone I possibly can, until they just get sick of me and get it done!!!

    I think everyone one else should do the same hahaha


    I'm in the same position as you, hoping to complete by the end of Sept, said I'll pay the extra stamp duty if I have to but will be annoyed if I miss out by days. My mortgage is even with the same people as you Virgin Money/Clydesdale! - I rang my solicitors today for an update and had to leave a message, but received no call back. Have you signed all the paperwork? Mine's all gone back just waiting for a date to be sorted once the final enquiries have been sorted, it can't come soon enough!
    Yes I’ve signed the majority of paperwork, just
    waiting for a reply to enquiries, the last search is due back 22nd my solicitor is brilliant he knows how important the deadline is to us, the vendor solicitor not so much, even the EA can’t get through to them 

    My current mortgage is Clydesdale so I’m porting it over, I think they are very good too, mortgage offer received really quick! 

    Im hoping for some progress today because I’m getting nervous! 
  • toniq
    toniq Posts: 29,340 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Our solicitors finally got the mining rights indemnity sorted, our new builds solicitor was trying to turn it around yesterday late afternoon as the they had 3 conditions to agree to for us to be able to take the indemnity out.

    Hoping they have it sorted to exchange later today, our new build rep is away till Tuesday so she won’t be able to update us till then and our solicitor is not the most easiest to communicate with.

    Really hoping for once this can be sorted today without us having to keep pushing all parties.
    #JusticeForGrenfell
  • So we have finally got hold of NatWest mortgage advisor (took 3 days and me being a nuisance to get back to me, which is odd cause she has been really responsive before this) and we have submitted our amended application based on the reduced price - she has said this needs to go back to the underwriters and could take a few days 😬😬😬.

    Our vendors solicitor still hasn’t received the transfer form, and the vendor needs to post it back by Tuesday before they go away (for 3 weeks) to complete before end of the month, so they need to receive it Monday really, meaning it should be with the solicitor by yesterday/today for them to post (our vendor also doesn’t have a printer). Also 😬😬😬

    Our buyer’s solicitor is proposing a completion date today, but I’m not sure if we can agree to one yet given all of the above. Also 😬😬😬

    And the removal company I had lined up are now fully booked til the end of the month. More 😬😬😬

    How can this all come together in time? It feels like it can’t at the minute, and I’m loosing hope of the SDLT holiday being of any use to us at all. I guess it was worth a shot right? Do I give up yet? 
    19/7: Sale property on market
    24-25/7: 22 viewings on sale property
    24/7: Viewed purchase, probate awaited, no chain
    27/7: Offer accepted on sale (above asking price) FTBs
    28/7: Asking price offer placed on purchase
    29/7: Offer accepted on purchase
    11/8: Mortgage appointment with natwest
    12/8: Mortgage application submitted
    13/8: Valuation done on sale
    13/8: Valuation on purchase booked for 31/8
    16/8: Sale valued at offer price 
    18/8: Valuer for sale turned up early, valued at offer price
    19/8: Mortgage offer received
    26/8: Full structural survey done on sale property. Informed probate granted. 
    3/9: Survey report received, some untoward findings
    8/9: Second viewing, decision to reduce offer
    10/9: Reduced offer submitted following building quote
    11/9: Transfer form & contract signed for sale
    13/9: Sale searches back
    14/9: Reduced offer accepted
    16/9: Mortgage appointment to amend application
    17/9: All searches back on purchase
    18/9: Contract & transfer form
    signed on purchase
    20/9: Amended mortgage offer received 
    21/9: Mortgage redemption requested 
    22/9: Draft completion statements received 
    24/9: Exchanged contracts
    30/9: Proposed completion 
  • ss2020jd said:
    scottie21 said:
    MrsBrush said:
    Having a torrid time on ours.

    Our solicitor raised enquiries on search results on 04/08. Waited three weeks and no update. I did my own snooping and the sellers solicitor (recommended by EA, of course) hadn’t even submitted enquiries to local council.

    EA tells me they’d been overlooked but were submitted just before bank holiday in August and we’ve been waiting ever since. Chased today but still no progress. 

    Our buyer (cash buyer) has been waiting over a month (we are all done on our sale) so the stress is really cranking up that we could lose all this at the last minute through a solicitors complete inept ability. 

    Have to beat the stamp duty deadline. No ifs no buts.
    That’s how we are we need to beat the deadline, EA are chasing vendors solicitors but no reply from so far 
    If there were some sort of come-back on the solicitors who sit on things and (seemingly) do nothing for weeks, surely everything would work far more smoothly with a lot less stress for everyone.

    Similar position, our sellers solicitors are terrible, but we decided a while ago that whilst the £2500 saving would be handy it isn't a deal breaker for us. But, our purchase depends on our sale,  and all parties in the chain below have been ready to complete since July!!  So far, with a bit of persuasion, the chain below have been incredibly patient but I suspect that is wearing thin now.
    Yes we said if we have to pay it then we will but if we miss it by days then that will be a hard pill to swallow! £2500 saving 😩
    I echo this sentiment, if we miss it it will be by days!! 
    I’ll actually be mad, I think the worst part is it’s out of my control, if I could do my own conveyancing it would be done but you are relying on a 3rd party who can’t be contacted by you directly!!!
    Yes I completely agree - that’s the worst part!!! So frustrating! 

    Still no news our end - radio silence since last week when both us and our seller were ready to exchange. Even the EA has not responded to us and we were supposed to go and view to measure up. The solicitors at top of the chain are apparently still waiting for their client’s signed contract! How long does that take to return?! Surely not seven days (five working days). 

    Hoping for better news for everyone waiting for tomorrow! 
    It just consumes your mind doesn’t it! Well I’ve decided tonight that I’ve got 10 working days to get enquires answered, exchange and complete so I’m at HOUNDING everyone I possibly can, until they just get sick of me and get it done!!!

    I think everyone one else should do the same hahaha


    It does! Hope that works!
    My solicitor has been hounding daily so hoping they are getting sick of that too. 
  • scottie21 said:
    So we have finally got hold of NatWest mortgage advisor (took 3 days and me being a nuisance to get back to me, which is odd cause she has been really responsive before this) and we have submitted our amended application based on the reduced price - she has said this needs to go back to the underwriters and could take a few days 😬😬😬.

    Our vendors solicitor still hasn’t received the transfer form, and the vendor needs to post it back by Tuesday before they go away (for 3 weeks) to complete before end of the month, so they need to receive it Monday really, meaning it should be with the solicitor by yesterday/today for them to post (our vendor also doesn’t have a printer). Also 😬😬😬

    Our buyer’s solicitor is proposing a completion date today, but I’m not sure if we can agree to one yet given all of the above. Also 😬😬😬

    And the removal company I had lined up are now fully booked til the end of the month. More 😬😬😬

    How can this all come together in time? It feels like it can’t at the minute, and I’m loosing hope of the SDLT holiday being of any use to us at all. I guess it was worth a shot right? Do I give up yet? 
    Don’t give up - always worth a shot! As others have said before things tend to happen quickly at the end so hoping it does for you. 🤞
  • ss2020jd
    ss2020jd Posts: 652 Forumite
    500 Posts Third Anniversary Name Dropper
    edited 17 September 2021 at 7:38AM
    Congrats to those I’ve seen who have finally made progress and good luck to the rest of us for some good news today.

    Our time left to exchange and meet the deadline is rapidly dwindling as I think solicitors are away in between as well. 

    I’m beginning to think the stress of trying to meet the deadline is not worth the money it’s saving! Not very MSE of me I know haha, but the rush to get there at all costs is the root of all the anxiety, not to mention other’s inactivity.
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